We are a boutique wealth management team within RBC, focused on life transitions, retirement readiness, and legacy planning. With over 50 years of combined experience, Ruby and Julie work exclusively with established families navigating the preservation and wealth transfer phases of their financial lives.
Our clients value trust, open communication, and collaborative partnerships. We work together as a true team—understanding your goals deeply, anticipating needs, and adapting as life evolves. We specialize in a comprehensive approach to retirement planning, estate and charitable giving strategies, tax optimization, asset protection, and multi-generational wealth transfer. We collaborate closely with your CPAs and attorneys to create integrated strategies that maximize tax efficiency and honor your family values.
Our focus is planning excellence, not chasing returns. We believe financial success is a means to a greater end: our clients' peace of mind, contentment, and ability to enjoy life fully. We measure our impact by the confidence and freedom our clients gain—knowing their financial foundation is secure, their family is protected, and they can focus on what truly matters: living well and building lasting legacies.
At RBC since 2023, we bring this boutique, planning-first philosophy to a premier institution. We are selective about client relationships, ensuring a genuine fit around values and approach. This allows us to provide the time, attention, and care our clients' financial lives deserve.
