I provide customized investment portfolios tailored to your specific risk tolerance, time horizon and objectives. Our individual portfolios are built based on five investment principles:
Diversification — A well-diversified portfolio can help protect you from the extreme highs and lows of market volatility.
Asset allocation — Asset allocation is the weighting of specific asset classes within a portfolio. One of our goals is to provide you with the greatest return possible given the level of investment risk. Active asset allocation helps us achieve this goal.
Rebalancing — Regular account rebalancing of a portfolio is both a risk control and return optimization strategy. Rebalancing allows us to continually "buy low and sell high" while avoiding an excess over- allocation to any one asset class.
Market timing — I do not believe in market timing. The longer you are invested, the more time there is for your investment returns to compound. Time also enables you to take advantage of long-term historical market returns to effectively grow your portfolio over the long run.
Expense — I strive to ensure our fees are fair and accurately reflect the value we provide. The annual fee for our services is based on account value.