Vargas Pulley Wealth Management Team - RBC Wealth Management

Your idea of performance happens here

Your values and aspirations are uniquely yours. When it comes to managing your financial future, having a personalized wealth plan can help you achieve your goals. Let’s talk about where I can help you plan for and navigate important decisions and milestones.

<a href="https://www.rbcwealthmanagement.com/en-us/required-disclosures" target="_blank">Required disclosures</a> <a href="https://www.rbcwealthmanagement.com/en-us/research-resources" target="_blank">Research resources</a>

Fiduciary standard: our obligation

As a registered investment adviser, we are held to a full federal fiduciary duty under the Investment Advisers Act of 1940.^1,2

This means we are required to act in the best interest of our clients, putting their needs ahead of our own throughout our relationship.

Our fiduciary duty has two core components:

Duty of care — We provide advice grounded in a genuine understanding of each client's financial situation, objectives and risk tolerance, and we review accounts on an ongoing basis as circumstances change.
Duty of loyalty — We put our clients' interests first. Where conflicts of interest exist, we work to eliminate them and provide clear, specific disclosure so clients can make informed decisions.

Neither RBC Wealth Management, a division of RBC Capital Markets, LLC (“RBC WM”), nor its affiliates or employees provide legal, accounting or tax advice. All legal, accounting or tax decisions regarding your accounts and any transactions or investments entered into in relation to such accounts, should be made in consultation with your independent advisors. No information, including but not limited to written materials, provided by RBC WM or its affiliates or employees should be construed as legal, accounting or tax advice.

Sources:  1. sec.gov 2. Reg BI

Our network of professional resources

Because your financial situation may at times be complex, our team, with your permission, works directly with other professionals to coordinate, design and implement specific strategies that can help you achieve your goals. In addition to consulting with attorneys and other professionals within RBC Wealth Management regarding technical and planning issues you may face, we work with external professionals including certified public accountants, attorneys and insurance specialists.

What is important to you?

Professional wealth management helps you answer this question, prioritize your objectives and prepare to accomplish them. Helping with the financial side of achieving those goals is central to everything we do. We often help our clients:

plan for retirement, including the creation of an income stream;
fund an education for a loved one;
prepare for a major purchase;
protect their family or income; and
create a legacy to be remembered by.

Please contact us today to discuss how we can help you reach your goals.

Global Insight Monthly

Midterm mindset seeping into the U.S. stock market

Voter concerns leading up to the election are wide-ranging. RBC Capital Markets equity analysts seem mostly unfazed by the election scenarios. We assess the state of House and Senate control and recommend investors focus on what matters more.

Strength you can trust

Distinguished by a long heritage of financial integrity and unwavering dedication to our clients, RBC has consistently earned high credit ratings.¹

Moody's Aa1 and A1 / stable⁴
Standards and Poor AA-² and A³/stable⁴
Fitch Ratings AA and AA+/ stable⁴

Additionally, RBC has a reputation of strength and stability with a high-quality balance sheet, proactive risk management and a strong liquidity position.

<ol> <li>RBC Capital Markets, LLC is a wholly-owned subsidiary of, and separate legal entity from, Royal Bank of Canada. Royal Bank of Canada does not guarantee any debts or obligations of RBC Capital Markets, LLC. Credit ratings are not recommendations to purchase, sell or hold a financial position in as much as they do not comment on market price or suitability for a particular investor. Ratings are subject to revision or withdrawal at any time by a rating agency.</li> <li>Ratings (as of August 26, 2026) for senior long-term debt issued prior to September 23, 2018 and senior long-term debt issued on or after September 23, 2018, which is excluded from the Canadian Bank Recapitalization (Bail-in) regime.</li> <li>Ratings (as of August 26, 2026) for senior long term debt issued on or after September 23, 2018 which is subject to conversion under the Bail-in regime.</li> <li>Ratings outlook.</li> </ol>

Key dates for tax form distribution

With the individual income tax filing season nearing, you may be searching for your tax documents. Take a look at the table below for estimated distribution dates.

Tax reporting document	Approximate availability date
Form 1099-R	January 30, 2026
Fair Market Value Statement	January 30, 2026
1099 Tax Information Summary	February 16, 2026
Income Summary (FYI Statement)	February 27, 2026
REMIC Tax Information Summary	March 16, 2026
1042-S	April 1, 2026
Revised 1099 Tax Information Summary (tax year 2025 - revision 1)	On or about March 16, 2026
Revised 1099 Tax Information Summary (tax year 2025 - revision 2)	On or about April 3, 2026
5498	June 1, 2026
Revised 1099 Tax Information Summary (tax years 2022 – 2025) *Please note that timing is subject to change.	Monthly beginning May 2026

Let's take the next step together

We welcome you to experience the RBC Wealth Management difference yourself. Contact us today to set up a meeting.

Meet the team

Learn more about Vargas Pulley

Be cyber aware

In today's digitally connected world, not everyone is who they claim to be. That’s why we are committed to helping our clients learn how to protect themselves and their data. Learn more.

Discover your Total Wealth

RBC Total Wealth is a way to view your complete financial picture. See your RBC Wealth Management accounts - along with your accounts at other financial institutions you choose to add-all in one convenient place.

Wealth insights guide for young professionals

Young Professionals Guide Today’s young professionals face many challenges when it comes to building wealth. RBC Wealth Management's guide on money matters for young professionals is designed to help young adults master the fundamentals of saving and investing, with insights into how to control debt, build a wealth plan and prepare for a more secure tomorrow.

Download Money matters for young professionals wealth insights guide

Prepare for the unexpected

When unforeseen or sudden events happen, whether it’s a business opportunity, a family emergency or even a natural disaster, consider an RBC Credit Access Line, through the Royal Bank of Canada, for flexible financing and immediate access to liquidity when you need it most. This short-term, securities-based line of credit allows you to use your investments as collateral and borrow money instead of selling your assets. Contact us today to learn more about RBC Credit Access Line and be prepared for the unexpected.

RBC Credit Access Line is a securities-based, demand line of credit offered by Royal Bank of Canada, an Equal Opportunity Lender and a bank affiliate of RBC Capital Markets, LLC. Subject to Credit Approval. Securities-based loans involve special risks, are subject to minimum collateral requirements, and are not suitable for everyone. Additional restrictions may apply.

Latest Insights

From caution to confidence: How family offices are reshaping their strategies in 2026

Strong 2025 returns and easing wealth-transfer pressures give family offices renewed confidence for the years ahead.

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