Here’s the thing: you don’t have to. Strategic borrowing against your existing assets is one of the most underused and most powerful tools in the wealth management playbook. Here are five things you can actually do with your wealth, without touching your investments.
1. Buy the vacation home you’ve been eyeing
Found the place? A credit solution backed by your portfolio means you can move fast and without waiting to liquidate positions, triggering capital gains or timing the market on your exit. Your investments keep compounding. You get the keys.
2. Seize a business investment before someone else does
Great opportunities don’t wait. When a deal surfaces, having fast access to capital without the friction of selling assets and redeploying proceeds can be the difference between being at the table and hearing about it later.
3. Be prepared for life’s uncertainties
Life happens. Stay ready for whatever comes your way. Whether a natural disaster, an unexpected tax bill, a bridge payment between transactions—strategic borrowing gives you a cushion that can help keep your wealth plan intact when real life gets complicated.
4. Fund a major life moment, on your terms
A child’s wedding. A once-in-a lifetime trip. A significant gift to someone you love. You’ve built the wealth to make these moments possible—strategic credit means you can fund them without second guessing your portfolio allocation.
5. Stay invested when the market gives you an opening
If markets dip and you want to add to your positions—but your cash is tied up elsewhere—a line of credit backed by your existing assets lets you act without disrupting what you’ve already built.
There may be more you can do with your wealth than you realize. Let's connect to explore how strategic borrowing could work alongside your existing portfolio and your bigger picture.
Read more in the Summer 2026 edition of the Investor's Edge >