John Northrop - Wealth management approach

Four steps to wealth management

Managing your money, making it grow, protecting it and using it to your best advantage can take considerable time and expertise. This is why many affluent people and families depend on Financial Advisors like me for expert assistance. Perhaps you are also looking for professional help achieving the results and minimizing risks.

I will work with you to develop strategies and deliver personalized solutions for accumulating, protecting and transferring wealth — in addition to using your wealth to help create an income stream during retirement. My methodical approach to providing wealth management services can help simplify your life.

Understanding Your Financial Objectives

I begin by asking questions to help learn about your current financial situation, what you want to accomplish in the future and how you feel about risk. I may also ask about family dynamics that may be important.

This step is essential to developing a comprehensive, effective wealth management plan.

Developing Smart, Time-Tested Strategies

Based on the information you provide, I analyze your unique personal and financial needs, then match your objectives to appropriate strategies.

This step is crucial, because it helps define how I am going to help achieve your financial goals.

Implementing Creative Solutions

Drawing on the vast resources of a global leader in diversified financial services — the Royal Bank of Canada — I customize a solution set to help meet your specific long-and short-term needs.

This is the step where I deliver world-class products and services tailored to your unique financial goals.

Providing Timely, On-Going Service

Markets change over time. But your life — and your needs — may change, as well. So I regularly monitor the performance of your wealth management plan and check in with you periodically to make sure I still understand your financial objectives (see step one).

This is the step that helps me ensure your financial objectives are being met — and make adjustments as necessary to keep your wealth management plan on track.

Wealth management professionals

Client Strategies Team

The Client Strategies Team is a resource to help support you in your wealth planning goals, developing a strong understanding of your personal financial objectives, gathering valuable information and addressing complex financial and wealth strategies issues. Explore the bios below to learn more about the team.

Liz Jacovino, CPWA®, CFP®, CTFA, CRPC®

Echelon Wealth Strategist

As an RBC Echelon wealth strategist, Liz partners with financial advisors and their ultra-high-net-worth clients to understand what is most important to them and to help develop appropriate strategies that address the client’s objectives and concerns. Liz serves as a knowledgeable resource in the area of complex wealth, including planning strategies for corporate executives, trust and estate planning services, concentrated stock options, business succession planning and philanthropic planning. She also coordinates solutions and external professional services tailored to RBC Echelon clients' needs.

Brian Tavano

Wealth Management Consultant

Brian spearheads the collaborative efforts of the Client Strategies Team support for your financial advisor. He is part of a multi-disciplinary group of professionals who provide guidance on investment management, estate planning services, credit solutions, insurance and annuity strategies, professional trustee services and trust consulting, retirement solutions, capital markets engagement, banking solutions and more. Called upon for support at various times throughout your wealth management journey, Brian works diligently to address clients’ unique situations.

Steve Vitale

Wealth Management Consultant

Steve spearheads the collaborative efforts of the Client Strategies Team support for your financial advisor. He is part of a multi-disciplinary group of professionals who provide guidance on investment management, estate planning services, credit solutions, insurance and annuity strategies, professional trustee services and trust consulting, retirement solutions, capital markets engagement, banking solutions and more. Called upon for support at various times throughout your wealth management journey, Steve works diligently to address clients’ unique situations.

Cathy Walker

Trust Consultant

As a trust consultant, Cathy specializes in personal trust planning and assists in the movement of client trust assets, provides educational and technical guidance relating to personal trusts and advises clients on opportunities with third-party professional trust partners.