As no two individuals are the same, so it is with wealth planning. I find the more time I spend with a client to learn their goals, dreams, fears and risk levels, the better I can create a financial plan to be implemented throughout their lifetime. Some advisors may charge for a wealth plan, I do not. There is never a charge to update your plan either. This is part of “knowing your client” using the process below:
Understanding your financial objectives
I listen to understand your financial objectives and your long-term goals.
Gathering current financial information
In order to complete a solid plan, a client’s financial picture includes not only your current investments, but liabilities, mortgage, 401(k) assets, etc. At our meetings we review these semi-annually to make any necessary adjustments to your plan.
Recommend suitable assets
Based on your financial goals, your current financial picture, and current market conditions, I build a portfolio that you are comfortable and confident owning. I always explain why each investment is being suggested for your portfolio and suitable to your plan.
Providing ongoing service and advice
An important part of achieving your goals is to maintain good communication. I pride myself on keeping in touch with my clients, whether it be just to call and see how they’re doing or reaching out to make changes to the portfolio. One-on-one meetings are my way of making sure your financial plan is still working for you and you haven’t had any lifechanging events within that time frame.
