Individualized service and solutions customized to your needs

Many advisors work in some of these areas, but it’s very rare that an advisor integrates all of these facets into your plan:

Cash management – Integrating with your retail bank to deliver the most competitive yield, while still maintaining your liquidity.

Asset management – We believe in taking as little risk as necessary to achieve your financial goals. I'm not bound by trying to keep up with the S&P 500 or any other index. It’s about protecting your assets, while growing them consistently at the growth rate required by your customized plan.

Tax considerations – We develop relationships with our clients’ CPA’s, so that the planning advice you receive from us is congruent with your CPA’s tax planning advice.

Estate planning/asset transfer – We work directly with your estate planning attorney to see your plan to transfer assets to your heirs utilizes the best estate planning strategies. Also, at the direction of our clients, we take time to build a relationship with your loved ones whom you’ve designated to help in the event of your incapacity.

Online account aggregation – We utilize the most innovative and detailed financial planning software in the industry. It is the best tool for simplifying the tracking of all your assets and your financial plan, with its client focused online access. For those who would like to take their financial awareness to a new level, we will provide you online access with unlimited training and ongoing service.

Social Security – A weak spot for most wealth managers, this is an area of strength for us. As you approach retirement, it’s critical to use the best strategy with your most valuable guaranteed income stream.

Client asset levels

We generally work with client households or institutions with at least $1,000,000 in investable assets. Why $1,000,000? It’s mainly for 2 reasons:

Planning needs – We employ innovative wealth planning solutions for affluent families. These strategies deliver the most value for clients with significant assets, who are in of need cohesion between the many different areas of their financial life. In our experience, we’ve found that until a client reaches somewhere in the neighborhood of $1,000,000 in investable assets, they simply wouldn’t benefit from advanced planning. An online broker might be their most cost-effective solution until their situation dictates a higher level of coordination and planning.

Client service – As mentioned on our Why us? page, we choose to only work with roughly 100 client households. In order to build the depth of relationship and provide the highest level of guidance and service, we’ve found this to be a best practice. With limited capacity, we have to set some financial parameters that will protect our commitment to our clients.

Exceptions can be made, and sometimes are. An example would be family members of current clients. Another might be someone who is nearly at $1,000,000 and is committed to investing more over the following year or two.