Managing wealth across multiple institutions creates complexity that can hide your true financial picture and complicate strategic planning. RBC Total Wealth eliminates this fragmentation by connecting your accounts—regardless of where they’re held—into a single view easily accessed through RBC Wealth Management Online.

Your relationship with RBC Wealth Management begins with a conversation about unique goals, needs, wants and wishes. Along with your financial advisor, you create an RBC WealthPlan® to help provide financial clarity and confidence. Total Wealth enhances this planning foundation by organizing information from thousands of financial institutions into a single platform.

Simple setup, secure connection

The integration process is remarkably straightforward. By selecting “Add External Accounts” through your online portal, you can securely connect checking accounts, credit cards, life insurance policies, 401(k) plans, mortgages and virtually any other financial account. Credentials are verified through secure protocols, with ownership confirmed prior to any Total Wealth calculations appearing in your RBC WealthPlan online.

Once connected, Total Wealth can transform how you understand and manage your finances. Realtime cash flow monitoring shows how much you’re earning, spending and saving, enabling immediate course corrections if spending patterns drift from your intentions. The budgeting tools provide an intuitive framework for organizing income and expenses—creating accountability that supports your long-term objectives.

Automatic updates, complete picture

Real estate holdings receive automatic valuation updates, keeping net-worth calculations current without manual input. Perhaps most valuable, your Total Wealth data integrates directly with your RBC WealthPlan, allowing you and your financial advisor to visualize long-term success based on your complete financial picture rather than partial information.

This comprehensive visibility enables more sophisticated planning conversations with your financial advisor. When both of you can see the full scope of your assets, liabilities, income and expenses, discussions become more strategic and recommendations can be more precisely tailored to your circumstances. The platform facilitates better decision-making about retirement timing, taxconsiderate strategies, risk management and wealth transfer planning.

Dedicated support

RBC Wealth Management not only delivers these capabilities with enterprise-grade security but also helps clients with access and support. For example, if you have questions about setup or functionality, there’s a dedicated, in-house Client Support Services team available, including during weekdays, evenings and Saturdays. Simplify your financial life and enhance your planning foundation—start using RBC Total Wealth today.