Approach to wealth management

Our approach integrates your objectives into a personalized plan that can be updated as life changes occur. We combine sophisticated investment planning tools with professional resources to help match your objectives with customized solutions. Our process includes:

  • Understanding Your Financial Objectives — We begin by listening to understand you and your financial objectives.
  • Gathering Your Current Financial Information — Together, we gather specific information on your financial picture.
  • Developing Smart, Time-Tested Strategies — Next, we analyze your financial and personal information to match your objectives with sound strategies.
  • Implementing Thoughtful and Creative Solutions — We develop customized solutions tailored to your objectives, drawing from a wide selection of world-class products and services.
  • Providing Timely, Ongoing Service — We regularly review your situation to help ensure your financial objectives are being met.


Strategic retirement income planning

Converting wealth to an efficient and sustainable income stream is crucial to a successful retirement income plan. This in depth process examines the critical elements of the distribution plan to maximize income and minimize the effects of taxes and inflation to help clients get the most from their retirement assets. This process addresses:

  • Expense Forecasting - Identify fixed and variable expenses matching them with appropriate income sources. Consideration is given for the impact of inflation and taxes on both expenses and income.
  • Deferred Assets- Determining when to draw income from qualified plans or to utilize Roth conversions to create greater tax efficiency and control.
  • Social Security- Evaluating which claiming strategies maximize income and survivor benefits
    and minimize depletion risk using break even and longevity analysis.
  • Pension Decisions- Analysis of available survivorship options to protect spousal interests and reduce cost
  • Health Care - Preparing for the cost of Medicare gaps as well as Long Term Care. 


Wealth management professionals

Client Strategies Team

The Client Strategies Team is a resource to help support you in your wealth planning goals, developing a strong understanding of your personal financial objectives, gathering valuable information and addressing complex financial and wealth strategies issues. Explore the bios below to learn more about the team.


Director of Wealth Strategies