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<p>Investment and insurance products offered through RBC Wealth Management are not insured by the FDIC or any other federal&nbsp;government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to&nbsp;investment risks, including possible loss of the principal amount invested.</p> <p>City National Bank is an affiliate of RBC Wealth Management a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC, and an indirect wholly-owned subsidiary of the Royal Bank of Canada. City National Bank Member FDIC. Products and services offered by City National Bank are not SIPC insured. RBC Wealth Management and/or its employees may receive compensation from RBC Wealth Management for referring clients to City National Bank. Banking products and services are offered by City National Bank, Member FDIC, an affiliate of RBC Wealth Management, and are subject to City National Bank&rsquo;s terms and conditions.</p> <p>Neither RBC Wealth Management nor City National Bank provides tax or legal advice. All decisions regarding the tax or legal implications of your investments should be&nbsp;made in consultation with your independent tax or legal advisor.</p> <p>Securities offered through RBC Wealth Management. RBC Wealth Management is not affiliated with Smith, Gambrell &amp; Russell LLP</p> <p>&copy; 2020 RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC. All rights reserved. 20-PS-02505 (06/20)</p>