The market pullback will take time to play out. Planning for an eventual shift to defense beats a “hope for the best” approach.

To say it’s been a testing time for markets and investors is an understatement. Amid what can be confusing and rapidly shifting market dynamics, we give our thoughts on four key questions on investors’ minds.

Follow these eight age-based retirement income planning guidelines and you'll be well on your way to the financially secure future you want.