Working with a CFP® professional

When choosing a financial advisor to help you meet your wealth management goals, consider the benefits of working with someone that is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional. This well-regarded certification is awarded by the CFP® Board to individuals that have met rigorous educational, testing, and ethical standards.

Education

To obtain the CFP® certification, individuals must complete a comprehensive course of study at an approved college or university covering a multitude of financial planning topics, including:

  • Investments
  • Estate Planning
  • Insurance
  • Income Tax Planning
  • Wealth Transfer Strategies
  • Risk Management
  • Retirement Planning
  • Employee Benefits
  • Wealth Management Planning

Upon completion of the required coursework, individuals must pass a comprehensive, two-day, 10-hour examination that tests one’s ability to apply the knowledge they have obtained to real-life situations.  This test is considered one of the most difficult in the industry, with only a 55-60%* pass rate.

Ethics

Beyond education, CFP® professionals must adhere to a strict code of ethics, upholding principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when providing service to others. These standards are monitored closely by the CFP® Board and violation of these principles can result in the revocation of the designation.

Why it should matter to you

There are a variety of attributes that you can expect from an advisor with the CFP® certification, including: 

  • being well-versed in developing integrated wealth management plans;
  • a robust theoretical and practical knowledge of investment products and services;
  • an unwavering commitment to the highest ethics; and
  • a steadfast commitment to putting your interests first.

We encourage you to experience the benefits of working with a CFP® professional for yourself. Contact us today to learn more or to schedule a complimentary consultation.

 

*Let’s Make A Plan. “Why CFP® Certification Matters” 2016.