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How Do You Open a Trump Account?

Oct 15, 2026 |Rory Banks

The easiest way to open a Trump Account is the official Trump Accounts app, and it’s how we did it for both our kids. Here’s what you’ll need, what happens after you sign up, who can open one, and the other ways to file if an app isn’t your thing.

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How Much Can You Put in a Trump Account Each Year?

Oct 15, 2026 |Rory Banks

You can put up to $5,000 a year into a Trump Account, and an employer can chip in up to $2,500 of that. Here’s how the limit works, what doesn’t count against it, when it starts rising with inflation, and when contributions stop.

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Who Gets the $1,000 Trump Account Deposit?

Oct 15, 2026 |Rory Banks

The $1,000 Trump Account deposit goes to U.S. citizen kids born from 2025 through 2028, but only if a parent elects it when opening the account. Here’s who qualifies, where the birthday line falls, and the one step that decides whether the money show

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Equity bull cycle intact but rising rates and deteriorating breadth are a concern

Oct 08, 2026 |Robert Sluymer, CFA

The S&P 500’s trend is positive, but rising interest rates remain a concern that has led to deteriorating breadth. The silver lining is that the weakness in many stocks has moved some indicators toward oversold levels that often support a rebound.

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Long bonds light a short fuse

Oct 08, 2026 |Thomas Garretson, CFA

Global bond yields have hit fresh multidecade highs, but is this a warning sign or a healthy market recalibration? We explore the structural forces reshaping interest rates worldwide.

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Health savings accounts

The triple tax break hiding in your health plan

Oct 06, 2026 |Rory Banks

A couple of years ago our daughter had ear tubes put in, and I was glad we’d spent years building our HSA. Here’s the plain-English version of the HSA’s triple tax break, the 2026/2027 limits, and why some families treat it as a retirement account.

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What to Do With an Old 401(k) From a Past Job

Old 401(k)s: What to Do With the Ones You Left Behind

Oct 06, 2026 |Rory Banks

Years ago, I rolled an old 401(k) into my new employer’s plan without weighing the alternatives. With 31.9 million old 401(k)s sitting forgotten, here’s the plain-English version of your four options and the rollover mistake that can turn into a tax

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Trump Accounts: What Parents Should Know

Oct 05, 2026 |Rory Banks

This summer we opened Trump Accounts for both our kids. Here’s the plain-English version: who gets the $1,000 Treasury deposit, how much you can put in, how the money gets taxed, and why we see ours as a head start on retirement, not a college fund.

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Trump Accounts vs. 529s: Which One Pays for College?

Oct 05, 2026 |Rory Banks

We opened Trump Accounts and 529s for both our kids, and parents keep asking if the Trump Account can pay for college. It can, but taxes and FAFSA treat the two very differently. Here’s what the same $20,000 tuition bill looks like coming out of each

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