Flowstone: Deposits formed by dripping and flowing water on the walls and floors of caves.

The Cirque Investment Group’s Flowstone asset management process aims to achieve long term investment results based on risk adjusted parameters. Each asset management type has the ability to invest in, stocks, bonds, preferred stocks, mutual funds, ETFs and cash equivalent investments. Each model is rebalanced quarterly.
 

Flowstone conservative investments

The conservative income strategy seeks income as a primary investment objective, with growth as a secondary goal. The model uses the following investments:

We would like to make you aware that the security you purchase may be considered to be a speculative and complex product that may not be suitable for a retail investor.  Risks associated with non-traditional Exchange Traded Products and non-traditional Mutual Funds (i.e. leveraged or inverse Exchange Traded Products or Mutual Funds) include, but are not limited to: a deviation from the performance of the underlying index due to a daily, monthly or other periodic reset feature and the use of a range of complex investment strategies including swaps, futures contracts and derivatives to achieve their stated objective.  This deviation is magnified by the volatility in the underlying index and will cause returns that vary from the returns of the underlying index. 

  • For more information regarding non-traditional Exchange Traded Products and non-traditional Mutual Funds, please consult the FINRA website at www.finra.org. Available resources include an investor alert, FAQ, podcast, Fund Analyzer and regulatory notices.
  • Bond, equity and hybrid mutual funds
  • United States Treasury Bonds, Bills and Notes
  • Guggenheim BulletShare ETFs
  • Preferred stocks
  • Money markets and money market alternatives

 

Flowstone balanced investments

The balanced strategy is designed to have a balanced allocation between bonds and equities. The balanced model can use the following investments:

  • Traditional bonds and other fixed income investments
  • Guggenheim BulletShare ETF
  • Preferred stocks
  • Common stocks
  • Alternative investments
  • Money markets and money market alternatives

 

Flowstone balanced growth and income investments

  • The balanced strategy’s primary investment objective is growth and income. The model uses the following investments:
  • Equity, bond and hybrid mutual funds1
  • Common stocks
  • Preferred stocks
  • Equity ETFs
  • Bond ETFs
  • REITs
  • Alternative investments
  • Money market funds and money market alternatives

 

Flowstone growth investments

  • The growth strategy’s primary objective is long-term growth. The model uses the following investments:
  • Equity and hybrid mutual funds1
  • Common stocks
  • Preferred stocks
  • REITs
  • Equity ETFs
  • Alternative investments
  • Money markets and money market alternative

Initial manager selection

  1. Beta under 1.1 vs. best fit index
  2. Positive Alpha vs. best fit index
  3. 3 and 5 yr performance % ranking in category between 1-50, prefer 1-40
  4. Annual returns equal to or better than peers, 2 of the past 3 years
  5. Morningstar risk equal to or below average, 3 and 5 year trailing
  6. Morningstar return equal to or above average, 3 and 5 year trailing
  7. 3, 4, or 5 star rating
  8. Historical quarterly returns less volatile than the peer group, 5 years trailing
  9. Expense ratio equal to or below category average
  10. Investment style history should be consistent for core styles
  11. Stewardship grade C or better (if rated)
  12. Standard deviation equal to or lower than peer group
  13. Open to new investors
  14. Additional proprietary ranking methodologies