"You cannot escape the responsibility of tomorrow by evading it today" – Abraham Lincoln


Brandt Haring, CFP®

Senior Vice President - Financial Advisor, Consulting Group

301-907-2757 | Email |

Brandt is a senior vice president, financial advisor, senior portfolio manager, and CERTIFIED FINANCIAL PLANNERTM (CFP®) with the Great Falls Group at RBC Wealth Management. A graduate of the University of Virginia with a bachelor’s degree in economics and a minor in French, Brandt began his career in financial services in 1988. He formed a team with Joe Smart in 1997, and together, as the Great Falls Group, they serve families to create and implement unique long-term wealth strategies.

Brandt believes that a client’s long-term success begins with a plan that includes a thorough evaluation of a client’s financial life and goals. This plan encompasses asset allocation, investment management, tax strategies, risk management, insurance planning, life insurance evaluation and long-term care planning. Brandt believes that clients should have an up-to-date estate plan and will work as a partner with a client’s other professional advisors, such as their CPA and estate attorney.

Brandt lives in Arlington, Virginia, with his wife, Barbara. His favorite activities include biking, skiing, travel and reading. He participates in Red Cross Platelet donations and the St. Baldrick’s Foundation. Brandt supports charities including A Wider Circle and the Lombardi Cancer Center at Georgetown University. He also helps to fund a scholarship at UVA.

Joseph Smart

Senior Vice President - Financial Advisor, Senior Portfolio Manager - Portfolio Focus

301-907-2721 | Email |

Joe, a senior vice president, financial advisor, and senior portfolio manager with the Great Falls Group at RBC Wealth Management, focuses on individual investment solutions through customized portfolio construction.

Joe graduated from the American University with a bachelor’s degree in international relations and a minor in economics before beginning his career in financial services in 1987. In 1997, he and Brandt Haring teamed up to form the Great Falls Group to help families develop long-term financial strategies.

Since the Great Falls Group joined RBC in June 2017, Joe has been selected as a member of RBC’s Portfolio Focus Group as a senior portfolio manager. He is committed to designing and managing investment portfolios to help meet clients’ unique investment goals and objectives. Customized portfolios are developed for his clients based upon a thorough understanding of their financial goals, investment preferences, time horizon and risk tolerance.

Joe lives in McLean, Virginia, with his wife, Anna, and their three children. An active member of the McLean Youth Sports Community, he has volunteered as a boys’ soccer coach for the past 11 years. In 2018, he was voted Coach of the Year for the McLean Youth Soccer Boys Division. Ever since he began trading at 11 years old, Joe has been passionate about investment and financial strategy.

Nicole Seim

Senior Financial Associate

301-907-2733 | Email

Nicole, a senior financial associate, focuses on managing client relationships, creating and updating financial plans, coordinating financial reviews, and organizing client education and appreciation events. She strives to make the financial planning process friendlier and ensures follow-through for clients.

Nicole has more than 14 years of experience in the financial services industry, having started her operations career at Morgan Stanley in 2004. She spent three years as a registered client service associate, five years as a compliance officer with the firm, and five years as manager of a large team.

In August 2017, Nicole joined The Great Falls Group at RBC, creating a team devoted to helping clients develop comprehensive financial plans and providing clients with educational events focused on changes in estate, tax and health care laws as well as market updates.

Nicole studied exercise science at American Public University. She is passionate about fitness and also enjoys skiing, backpacking, gardening and cooking. Nicole volunteers as a coach for Girls On The Run in Montgomery County and participates in other activities that help educate children and young adults about nutrition and fitness.

Rachel Morrison

Client Associate

301-907-2723 | Email

Rachel is a client associate who joined RBC’s Great Falls Group in 2017 after graduating from the Virginia Polytechnic Institute and State University in 2016 with major in finance and a minor in biology. Rachel is responsible for the daily operational and administrative processes of the practice with the goal of optimizing clients’ investment experience. She is currently studying for her Series 66 exam.

Rachel resides in her hometown of Arlington, Virginia. In her free time, she enjoys hiking with her friends and family and following the D.C. professional sports teams.

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Global Insight 2019 Outlook

While it’s late in the game, the economic expansion should have stamina. A constructive—yet vigilant—approach to financial markets is warranted. Read the full analysis in our 2019 Outlook.