Neal was a 1980 graduate of North Carolina Wesleyan College he earned a Bachelor of Science degree. Neal has been providing financial advice to clients since 1993. As a financial advisor, he passed the Series 7 general securities exam, Series 63 Uniform State Law Exam, and the Series 65 Registered Investment Advisor exam. In addition, Neal is also a licensed agent for life, accident, health, medicare supplement and long-term care insurance, as well as variable and fixed annuities.
Neal and his wife live in Rocky Mount, NC. They have two children and are members of Lakeside Baptist Church, where he was past director of the board of finance. Neal is a member of the Rocky Mount Shrine Club. Neal and his family enjoy boating, fishing, water, and snow skiing.