How we serve you

The Joel Group at RBC Wealth Management develops personalized strategies and solutions to address the needs of our clients. We guide multiple generations of families in managing the business of life. Through a personal approach, we help you and your family accomplish your goals.

Proud to be a national award-winning advisor

At The Joel Group, we are incredibly proud that Ben Joel is a recipient of the 2019, 2021 and 2022 Forbes Best-In-State Wealth Advisor as well as an Advisor Hub - Advisor to Watch in 2022. 

The millennial mindset

Rewriting retirement Cover imageWhen it comes to finances, millennials tend to prioritize planning for long-term wealth, making a difference in the world and retiring early, according to a recent RBC Wealth Management survey. Read the survey report to learn more about the millennial mindset. 

Will Social Security be there for you?

Like most people, you probably have a lot of questions about the role Social Security will play in your retirement. The answers to these questions depend largely on your earning history and when you plan to start taking benefits. Understanding the concepts behind Social Security can help you make well-informed decisions that will optimize the amount and timing of your benefits and the impact on your overall retirement plan. For more information, review the Social security fundamentals white paper or contact us to discuss your retirement plan.

When to start taking Social Security benefits

Social Security can be an important part of your retirement income stream. The decision about when to begin taking the benefits you have earned may have important consequences. Start them early and your monthly income will be lower than if you wait until your full retirement age. Delay them and your monthly “paycheck” will be larger. Please contact us for help determining when it may be appropriate for you to start taking social security benefits and to explore strategies for maximizing benefits for married couples.

Strength you can trust

Distinguished by a long heritage of financial strength, integrity and unwavering dedication to our clients, RBC has consistently earned high credit ratings.1

  • Moody's Aa1 and A1 / stable4
  • Standard & Poor's AA- and A / stable4
  • Fitch Ratings AA2 and AA-3 / stable4

Additionally, RBC has a reputation of strength and stability with a high-quality balance sheet, proactive risk management and a strong liquidity position.

GI Monthly Cover November 2022China charts its course through turbulence and transformation

As China faces challenges to growth and development, we reflect on the outcome of the 20th Communist Party Congress and what it means for investors. Read the full economic outlook in the latest edition of Global Insight Monthly.

Latest Insights

Capitol building at sunset

Midterms and the market: Welcome back, gridlock

We look at how the election could impact U.S. equities and key industries, and point out the market has its own rhythm when it comes to the midterms.

Read more

Let's start the conversation

If you want to discuss your portfolio or have financial questions, please fill out the below form.

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Let's take the next step together

We welcome you to experience the RBC Wealth Management difference yourself. Contact us today to set up a meeting.

Ben Joel

Managing Director - Financial Advisor, Senior Portfolio Manager - Portfolio Focus

Chase Rosenberg, CFP®

Financial Advisor

Linda Murray

Senior Registered Client Associate

November Tip of the Month - Election Edition 2022

Since 1942, there have been 20 midterm elections. The S&P 500 has moved higher in every election (based on returns over the next 12 months).

Average return has been 15%. It has not mattered which political party wins the election.

Past performance is no guarantee of future results.

Source: Wall Street Journal, Turmoil Clouds Outlook for Midterm Rally, dated 10/3/2022.

Regards,

Ben

The Joel Group

Benjamin F. Joel

October Tip of the Month 2022

Since 1926, the S&P 500 index has had 6 years of losses greater than - 20%.

Over that same time, the market has had 36 years of gains greater than + 20%.

Regards,

Ben

Source: Hartford Funds-Easy to forget the market’s good years. Dated Jan. 2022.

The Joel Group

Benjamin F. Joel

September 2022 Tip of the Month 

Over the last 85 years stocks have had a positive return in 65 of those years, or a 76% success rate.

Regards,

Ben

Source: Hartford Funds. 10 Things You Should Know About Stock Market Volatility, dated 2/18/2022.

The Joel Group

Benjamin F. Joel

August Tip of the Month 2022

The average length of a bear market (drop of over 20% from recent highs) is 9.6 months going back to 1929.

Our current bear market stands at 7 months.

Regards,

Ben

Source: Hartford Funds, Things You Should Know About Bear Markets dated 06/30/2022.

The Joel Group

Benjamin F. Joel

July Tip of the Month 2022

A married couple retiring at 65 has a 50% chance of one spouse living to age 94.

There is a 25% probability of living to age 98.

That is 29 and 33 years of retirement!

Regards,

Ben

Source: RBC Wealth Management Rewriting Retirement, dated 12/16/21

The Joel Group

Benjamin F. Joel