How we serve you

The Joel Group at RBC Wealth Management develops personalized strategies and solutions to address the needs of our clients. We guide multiple generations of families in managing the business of life. Through a personal approach, we help you and your family accomplish your goals.

Proud to be a national award-winning advisor

At The Joel Group, we are incredibly proud that Ben Joel is a recipient of the 2019, 2021, 2022 and 2023 Forbes Best-In-State Wealth Advisor as well as an Advisor Hub - Advisor to Watch in 2022. 

Advice you can trust

Distinguished by a long heritage of financial integrity and unwavering dedication to our clients, RBC has consistently earned high credit ratings.1

  • Moody's Aa1 and A1 / stable4
  • Standard & Poor's AA- and A / stable4
  • Fitch Ratings AA2 and AA-3 / stable4

Additionally, RBC has a reputation of strength and stability with a high-quality balance sheet, proactive risk management and a strong liquidity position.

Global Insight Monthly

Global Insight Cover Image - April 2024High Expectations

Most major equity markets have moved to new high ground, propelled by expectations for interest rate cuts. But we are not out of the woods yet. Read the Global Insight Monthly »

Bulletin board

The millennial mindset

Rewriting retirement Cover imageWhen it comes to finances, millennials tend to prioritize planning for long-term wealth, making a difference in the world and retiring early, according to a recent RBC Wealth Management survey. Read the survey report to learn more about the millennial mindset. 

Will Social Security be there for you?

Like most people, you probably have a lot of questions about the role Social Security will play in your retirement. The answers to these questions depend largely on your earning history and when you plan to start taking benefits. Understanding the concepts behind Social Security can help you make well-informed decisions that will optimize the amount and timing of your benefits and the impact on your overall retirement plan. For more information, review the Social security fundamentals white paper or contact us to discuss your retirement plan.

Advice you can trust

Distinguished by a long heritage of financial integrity and unwavering dedication to our clients, RBC has consistently earned high credit ratings.1

  • Moody's Aa1 and A1 / stable4
  • Standard & Poor's AA- and A / stable4
  • Fitch Ratings AA2 and AA-3 / stable4

Additionally, RBC has a reputation of strength and stability with a high-quality balance sheet, proactive risk management and a strong liquidity position.

Let's start the conversation

If you want to discuss your portfolio or have financial questions, please fill out the below form.

To protect your privacy, we ask that you not send any confidential information, such as bank account numbers, credit card information or account details, through this contact us form.

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Let's take the next step together

We welcome you to experience the RBC Wealth Management difference yourself. Contact us today to set up a meeting.

image of Ben Joel

Ben Joel

Managing Director - Financial Advisor, Senior Portfolio Manager - Portfolio Focus

Linda Murray

Investment Associate

Harrison Gerber

Client Associate

April Tip of the Month 2024

In 2023, the S&P 500 Index was the most top heavy it has been in over 25 years. The largest 7 stocks account for 28% of the index, while the smallest 100 stocks account for 3% of the index.

Source: First Trust, Financial Forum, dated 3/5/2024.

March Tip of the Month 2024

Consider consolidating old 401k plans into each other or into your IRA. Did you know workers change jobs every 4.2 years? That’s ten (10) 401ks over a 40 year career.

Because 401ks are passive, they don’t automatically update when you move or change email addresses. Many no longer issue paper statements. It is easy to forget a 401k that is held at a company you left long ago.

Source: Bureau of Labor Statistics, Employment Trends by Generation, dated 2/20/2024.

February Tip of the Month 2024

The gift tax exclusion for 2024 is $18,000.

This means you can give up to $18,000 to as many different people as you want.

If they are married, then you may give the couple $36,000.

If you are married, you and your spouse can both give a couple $36,000 per year, totaling $72,000.

Source: IRS.gov

January Tip of the Month 2024

Happy New Year!

Contribution limits for 2024 are:

IRA’s and Roth’s $7,000

Over 50  $8,000

401k  $23,000

Over 50  $30,500

Social Security Increase 3.2%

Source: IRS.gov

December Tip of the Month 2023

December is historically a month for the market resulting in positive returns 78% of the time dating back to 1987. 

graph showing returns


Source:   Dorsey Wright, S&P 500 Volatility Study, 10/09/2023.

November Tip of the Month 2023

Fraud.

Scammers will contact you pretending to be a government official, bank security officer, or a member of the police. Lots of times they will give you a number to call back to verify who the scammer is pretending to be-but it is actually a call straight back to the scammer! Here are ways to spot a scam:

Are you being pressured to act immediately?

Did they ask for your personal information-social security number, bank account number, birthdate, pin number? They may have some of this info when they call you. This makes the fraudster sound more legitimate, and makes it more likely for you to trust them.

Are they asking for unusual methods of payment-wire payments, online payment apps, gift cards?

They may not ask for your critical information until the second/third call after they have built up trust. They sound honest and sound like they want to help you.

Call us immediately if this happens to you. The scammer may even tell you NOT to tell us because they are working on an undercover operation! (true story).

Source: American Express. Help Us Protect You. Dated 10/7/2023.