John P Micera

Managing Director - Wealth Management Advisor, Senior Portfolio Manager - Portfolio Focus


John began his career in 1984 with Gabriele, Hueglin & Cashman, a nationally recognized municipal bond firm in New York City. In 1985 that firm was acquired by Tucker Anthony and in 2002, RBC Wealth Management acquired Tucker Anthony. John was named Senior Vice President in 1995 and has been a member of the firm's Chairman's Council since 1989. In 2019, Barron's recognized John as one of America's Top Financial Advisors for the eleventh consecutive year in their annual ranking. In 1991, Registered Representative magazine recognized John as one of the ten outstanding brokers in the nation. In 2013 and 2016 he was named to the Financial Times Top 400 Advisors list. 

John is a 1983 graduate of Iona College, is a sports enthusiast and an accomplished athlete. He is an avid runner and has completed twelve New York City Marathons with completion times ranging from 2:37 to 3 hours. He is active in community affairs and is an advocate for charitable organizations such as Children International, Abraham House and the Morristown Soup Kitchen. He and his wife also coordinate an annual Appalachia Mission trip through their local church. John lives in Mendham, New Jersey with his wife, Monica, and their four children.

Janine M. Killmer

Vice President - Senior Financial Associate


Janine has been working in the financial services industry since 1987, has been an integral part of The Micera Investment Group since 1989 and holds the Series 7, 63 and 65 licenses. Janine is a 2011 recipient of the RBC Award of Excellence and believes that the key to her group's success is their product knowledge, dedication to client service and commitment to excellence. Janine specializes in the development and implementation of wealth management and asset allocation investment plans. 

Janine is a graduate of Stony Brook University in New York and resides in San Diego, California with her husband, Wil. Janine splits her time between the New York, New Jersey, and California offices and in her free time Janine enjoys traveling, cooking, hiking and boating.

James T. Clark

Vice President - Senior Financial Associate


James graduated from the Dolan School of Business at Fairfield University. He joined RBC Wealth Management in 2002 and has been an essential part of The Micera Investment Group ever since. James holds the Series 7, 63 and 65 licenses, as well as life and health insurance licenses. James manages clients’ portfolios by developing comprehensive wealth management investment plans. He believes success is achieved through thorough product research, detailed analysis, and client relations. James is a recipient of the 2011 RBC Wealth Management Award of Excellence. 

James resides in New York with his wife, Christina, and their two children. James is a sports enthusiast and enjoys running, soccer, and baseball.

Terri Lowe

Senior Investment Associate


Terri spent most of her career with Merrill Lynch in various positions to include a Financial Consultant and Vice President, Resident Manager of the Financial Advisory Center. She then joined Synergy Financial Services as a Senior Vice President and Sales Manager of the investment division. Terri joined RBC Wealth Management in 2004, served as a Branch Service Manager prior to joining The Micera Investment Group and is a 2011 recipient of the RBC Award of Excellence. Terri has a BS degree in Business Administration; Marketing and Management from Elizabethtown College. Terri has over twenty five years of industry experience, is a Series 24 Principal and is Series 7, 63 and 65 licensed. Terri is primarily responsible for managing the Private Wealth Management initiatives for the group, believes in a comprehensive approach and developing custom oriented solutions while providing unparalleled service. 

Terri resides in New Jersey with her husband, Randy, their three daughters and enjoys volunteering for her daughter's schools, athletic clubs and boating.

Ila Sud

Senior Investment Associate


Ila has been working in the financial services industry since 1987 and has had held various positions within the industry in Canada and the U.S. Prior to joining the Micera Investment Group, she worked at Wells Fargo Advisors, where she spent the last five years working on a Private Wealth team.

She holds the Series 7, 63 , 65 and Life Insurance licenses and  has a great deal of experience in the fixed income markets. As a trading liaison for the group she interfaces with the trading desks on a daily basis and assists the team with fixed income and equity trades. Ila believes that the success of the group lies in the high quality of service we provide to our clients.

Ila is a graduate of the Institute of Hotel Management and Applied Nutrition from Mumbai, India with a degree in Hotel Management and Economics.

Ila resides in Mendham, New Jersey with her husband, Nick and their two children. In her free time she enjoys playing tennis, practicing yoga, cooking and reading. She also counsels women at a South Asian Women’s shelter for victims of domestic violence.

Kris Alvey

Senior Investment Associate


Kris has been working in the financial services industry since 1981 when she began her career as a Financial Advisor with Gibraltar Securities Co., which was ultimately acquired by RBC Wealth Management. Prior to joining the Micera Investment Group, Kris worked with the same Private Wealth team for over 30 years, at RBC Dain Rauscher, Merrill Lynch and most recently, UBS Financial Services. 

Kris is Series 7, 63 65, New Jersey Life Insurance licensed and is also a Series 24 General Securities Principal and a Series 53 Municipal Securities Principal. 

Kris graduated from Drew University with a degree in English/Communications. She currently resides in Harding Township, New Jersey with her husband, David, and their two daughters. In her free time she enjoys cooking, reading, going to the gym, and spending time with family and friends.