Our wealth management process

Wealth management is a comprehensive and cohesive system designed to accumulate and grow your assets, then preserve, protect and ultimately transition those assets. Our process provides the framework to deliver a customized, high-value experience, bringing all aspects of your financial life together to create, build and protect your wealth.

We develop customized portfolios using patience, discipline, and a long-term approach.  We manage each portfolio on a discretionary basis. Our portfolios don’t “chase returns” by investing in assets that are the current trends; instead we invest in assets typically depressed by a nearsighted marketplace. Our aggregate asset mix is currently balanced among high-quality equities, investment grade bonds, and other fixed income asset classes.

We help people create, implement and monitor our clients’ life plans through these steps:


Initial meeting 

  • One-on-one meeting to discuss personal goals, objectives and values
  • Gather existing financial information for preparation of wealth management plan

 Establish wealth management plan & investment portfolio

  • Integrate and evaluate all financial investments to create a wealth management plan tailored to individual goals and objectives
  • Create a customized investment portfolio based upon the established wealth management plan in which securities are selected on a discretionary basis

Comprehensive planning

  • Retirement Planning
  • Estate, Will, & Trust Planning in conjunction with attorney
  • Tax Planning in conjunction with accountant

 Insurance/Long Term Care review

  • Review your insurance needs, outline a strategy to help meet your liquidity objectives, and determine if existing policies provide adequate coverage

 Charitable Giving/Life Legacy

  • When applicable to your individual goals and objectives, consider designing a gifting program in addition to your charitable donations
  • For many, the basis of truly effective planning is not found in the list of their assets but in the understanding and promotion of their values