Thomas Smith, CFP®, CLU®, CAP®

Your source for valuable insights

Providing my clients with valuable information on market trends, investment topics and other interesting considerations is an important part of my practice. I invite you to explore the articles below and contact me to discuss any of these topics in more detail.

Wealth planning (9)

Simplify your financial view—totally

Apr 29, 2026 |RBC Wealth Management

See a more clear and complete picture of your financial health with RBC Total Wealth.

New Investors’ Nook: Equities as a strategy for younger investors

Apr 29, 2026 |RBC Wealth Management

In your 20s, 30s and 40s, time is your greatest investment advantage. Growth-oriented options like equities (or stocks) help you build wealth over the long term.

The case for fixed income diversification

Apr 29, 2026 |RBC Wealth Management

Fixed income securities may offer the portfolio diversification and risk mitigation you seek, especially if you’re navigating retirement or wealth preservation.

Older parents talking with their daughter about finances

Honor your legacy with strategic estate planning services

Apr 29, 2026 |RBC Wealth Management

The transition from winter to spring and summer mirrors the evolution of wealth and legacy creation.

Family sitting around a table eating lunch

Four ways to start the conversation about your financial future

Apr 10, 2026 |Angie O'Leary, Head of Wealth Strategies and Solutions

Don’t wait another year to focus on your long-term wealth goals.

College funding: It’s a family affair

Mar 13, 2026 |RBC Wealth Management

Financing a child’s college education doesn’t have to fall solely on parents’ shoulders. Here’s how families can work together across generations to turn a significant expense into a strategic opportunity.

Parent showing their daughter a large leaf

A new era of wealth transfer: Five key takeaways for securing your family legacy

Mar 04, 2026 |RBC Wealth Management

Insights into giving and inheriting wealth across generations.

How to talk to your kids about their inheritance: Why wealth transfer conversations are crucial

Mar 04, 2026 |RBC Wealth Management

Family discussions should start early to successfully pass down both wealth and values.

Speedskating woman going around a corner

How to medal in your financial life

Jan 27, 2026 |RBC Wealth Management

Thinking of the winter games, how might you maximize your financial life to feel like you’re on the medal platform? Read on for some ideas at various life stages.

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