Our unique approach

I advise business owners and mining executives on personal and corporate financial issues. In addition I understand the unique challenges that business owners face as well as the intricate operations of the mining industry. On a personal level I can help with everything from your complex retirement plan to employee stock options. On a corporate level I can help structure your corporate retirement plans that will be the most efficient balance between your employee’s needs and your business objectives. RBC has capabilities in both US and Canada that can be tailored to the needs specific to the mining industry. A presence in the United States and Canada can help facilitate complex cross border transactions.

Investment philosophy

I recommend a strategic buy-and-hold asset allocation strategy that is a broadly diversified portfolio of stocks, bonds, cash and alternative investments. In addition, I will closely monitor market and economic events to identify short-term investment opportunities. I will add tactical managers or funds as appropriate to help take advantage of the upside, yet still help provide some protection on the downside.

Not all lessons happen in the classroom

It’s not always easy to talk about your finances, especially with your children. But knowing how to manage their money wisely is a critical skill for their futures—and one often not taught at school. We can offer you smart tips and strategies for how to make sure your children learn the skills they need to manage their money wisely. Contact us today to learn how to give your children a head start on financial success.

The best returns are more than financial

Global Insight Midyear Outlook

Global Insight Monthly cover - May 2025

Curves ahead

Major markets and economies will continue to navigate around Washington and Fed policies. On the road ahead, there are at least two new factors to consider. Read the Global Insight Monthly »

Please contact me to discuss your present situation, discuss your retirement income planning, or review your current investment portfolio in more detail.

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One year in: The Labour Party’s report card

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Disclosures

Tim H Humes is currently registered to conduct business with residents of the following states: AZ, CA, CO, CT, FL, GA, ID, KS, MN, MT, NJ, NV, NY, OH, OR, PA, SD, TX, UT, VA, WA, WI, WY. California Insurance License # 0C13141.

Tim H Humes, NMLS # 1712592 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

Read additional advisor disclosures.