Remember, buy low & sell high

How I serve you

I provide financial solutions to clients using a comprehensive approach to wealth management. I treat each client as an individual, paying particular attention to their needs and not the standard "cookie cutter" approach to wealth management. I have a long history in market analysis to help guide you through the volatility of the markets. I also assist with establishing retirement plans and business succession planning to small and medium sized businesses.

I provide help with income distribution planning and strategy to those who are retired or just retiring. We can set up monthly income via dividends of high quality stocks as well as fixed income opportunities. If you need assistance in this area please let me know.

Contact me today to discuss how I can help you reach your retirement goals or tune in to the Smart Investor Show to learn about a variety of financial topics that may be of interest to you. The Smart Investor Show is on Saturday afternoon between 12:00 and 1:00 p.m.. on WHK 1420 A.M..  (You can listen through the iHeart radio app, too! It's a free download.)

Please call me if you have any questions - 216-774-8906. (Direct)

How to protect yourself in the event of a data breach

Data breaches are worrisome and frustrating, not knowing if — or when — your information may be used by thieves. Taking these steps can help you regain a sense of control and may help safeguard your personal and financial information. Read more.

Take the next step

Contact me today at 888-223-7742 or email at timothy.hayes@rbc.com to discuss your present retirement capabilities or financial goals.

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Think you're too late for a 529 plan? Think again

Utilizing a 529 savings plan may be an effective tool to build a tuition nest egg, even if college is fast approaching for your child.

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