Why retirement income planning?
Whether you're already retired or getting close to it, we can help you create a plan to manage your money in retirement. We will help you make the move from saving to living.
It is important to know how to effectively respond to a variety of complex financial issues that may play an important role in your ability to enjoy the lifestyle you want. Some of the key issues to be aware of include:
- Choosing when to take Social Security
- Identifying your retirement budget; which items are essential and which are discretionary
- Managing your various retirement savings account distributions; Traditional and Roth IRAs, employer-sponsored plans, taxable investment accounts, etc.
- Feel confident in your current income needs and minimize the risk of running out of money tomorrow
- Minimizing the negative impact emotions and short-term thinking may have on achieving your long-term financial goals.
An important caveat—before you do anything
With so many risks and considerations to address, it's natural to feel a little overwhelmed by the task of planning for your retirement income. While it may seem like "borrowing" strategies from others may be a good short-cut, avoid the temptation to take a copycat approach. You have unique goals and circumstances; the solutions that work for someone else may not be right for you.
Gain Confidence about your financial security in retirement
Our team understands that you have unique goals and circumstances; what may work for someone else may not be the right solution for you. We have specialized tools, expertise-and systematic planning process- that can make it much easier to find the appropriate answers to the important issues you face. Retirement planning is an ongoing journey, and we will be with you every step of the way. Contact us today to learn more.
