Business principles

  • As for business ethics, we are orthodox. Always.
  • We take very seriously the enormous responsibility in meeting our client's goals.
  • Client confidentiality is the cornerstone of our business.


Investment strategy statement

  • We understand how the power of compounding benefits our clients, their families and the communities where they live.
  • Sensible, straightforward investments may not be top performers each year, but they often are over 10 years.
  • We want our clients to understand that the economic cycle includes downturns which if properly prepared for, can be an opportunity for growth.
  • We discourage excessive debt and overspending. Both are a bear market's favorite dinner companion.
  • Our equity accounts are customized for each individual client depending on market conditions and values.
  • We encourage conservative bonds and/or cash outside of managed equity accounts. Generally, we eschew bond funds and prefer to design bond ladders consisting of very high quality bonds or certificates of deposits for our clients.