Tim H Humes

I advise business owners and mining executives on personal and corporate financial issues. In addition I understand the unique challenges that business owners face as well as the intricate operations of the mining industry. On a personal level I can help with everything from your complex retirement plan to employee stock options. On a corporate level I can help structure your corporate retirement plans that will be the most efficient balance between your employee’s needs and your business objectives. RBC has capabilities in both US and Canada that can be tailored to the needs specific to the mining industry. A presence in the United States and Canada can help facilitate complex cross border transactions.

I recommend a strategic buy-and-hold asset allocation strategy that is a broadly diversified portfolio of stocks, bonds, cash and alternative investments. In addition, I will closely monitor market and economic events to identify short-term investment opportunities. I will add tactical managers or funds as appropriate to help take advantage of the upside, yet still help provide some protection on the downside.