Mary K Adamski, AWM, CFP®

Senior Vice President - Financial Advisor, Senior Portfolio Manager - Portfolio Focus

952-838-7086 | Email |
952-838-7090

Growing up, I heard words of wisdom from my parents many, many times. I have a list of my father’s top 10 Words of Wisdom in my office. They truly tell the story of how I came to view the world and the work that I do.

But first let me tell you how I got here. I grew up with one sister and two brothers. I am the eldest of the lot. My parents strove to help us live good, happy lives. My father was a mail man and my mother was a stenographer (a good old fashioned typist).

In addition to instilling values for living, they instilled a great respect for education in all of us. They believed, as I do, that education can make a difference in a person’s life. In fact I graduated with a degree in Elementary Education. Teaching is a caring and helping profession, with many parallels to that of a financial advisor. In the case of the profession that I have now done for almost 40 years, I see it as caring and helpful work that involves people’s lives around money.

We were also taught to save money, share money and to spend it wisely. (Note number 4 below.) We did not have a lot of direct conversations about money but learned through the way our parent’s lived. Both of my parents worked until 65 in order to first provide for their children and then to save for their retirement. We were not wealthy but our lives were rich. Their example provided me with a strong work ethic and a belief that it is important to assess where you are in life and where you want to go.

Back to my dad’s Top 10 Words of Wisdom, the words of wisdom I learned to live by and will share with you.

  1. Life is not fair, get used to it
  2. It builds character
  3. The world doesn’t revolve around you
  4. If you don’t have the money, you don’t need it
  5. Winners never quit, and quitters never win
  6. Don’t be a puff
  7. I would rather wear out than rust out
  8. You’re a great American
  9. Hang in there the first hundred years are the toughest
  10. Give’r yakabuski

These words have shaped my vision and values in life. We are here to help you envision yours.

I am married to Lance, and have two daughters, Kelsey and Jacie. I enjoy travelling, running (have finished two marathons and many half marathons), downhill skiing, gardening, reading (especially mysteries) and am starting to dabble in watercolor.

Education, Certifications, and Awards:

  • Graduated from University of Wisconsin, Stevens Point, where she earned a Bachelor of Science degree.
  • Certified Financial Planner (CFP)
  • Active on the Finance Committee for the Minnesota Ovarian Cancer Alliance (MOCA)
  • Former board member of the Friends of the Mississippi River (FMR)
  • 2008 Barron's Winner's Circle: Top 15 Women Wealth Advisers
  • 2014 Financial Times Top 400 Advisor List

Stephanie Betz, CFP®

Associate Vice President, Senior Financial Associate

952-838-7075 | Email |
952-838-7090

I had an uneasy start with money.

Money, its value and purpose, was not a topic discussed in my home growing up. However, partway through college it became a topic of concern, as the meaning of my student loans took form. Fear, shame, and anxiety about money – all came into fruition.

After graduation, when my first loan payment came due, I was hit with two realities: the real cost of my education and how far a paycheck did (or did not) go. Both transpired into an unhealthy obsession with money. The little I had led to a focus on earning it and saving it, with my self-worth tied to it.

It wasn't until my mom passed that I realized how short life truly is. It spurred introspective thinking. What did I want to accomplish? What and whom did I value? What legacy did I want to leave?

This ultimately led to an intentional realignment of my life, values, and resources – money and, more importantly, time. My dad’s saying, “I work to live, not live to work,” finally struck a chord. Every choice has a cost, not always monetarily, but always of time. Time grants me the ability to invest in my life and the lives around me – to be present for family dinners, to take care of my health, to enjoy a date night with my spouse, a game night with friends, and the ability to make a difference in my community. 

And that’s why I do what I do. One of the greatest joys I receive from my job is the ability to guide clients through their money story, uncovering their values and helping bring congruence between their money and lives.

In my free time you will find me walking to the library with my husband John and daughter Haddie, spending countless hours engaged in fun conversation and delicious food with family and friends over the dining room table, attempting to maintain a regular workout routine, and cheering the Packers on to victory.

Education, Certifications, and Awards:

  • Graduated from the University of St. Thomas, where she studied Biology and Chemistry.
  • Certified Financial Planner designation (CFP®)
  • Currently enrolled in California Lutheran University’s MBA program for Advanced Financial Planning.
  • Board member of Stages Theatre Company in Hopkins.

John Betz, CMT®

Associate, Business Senior

952-838-7074 | Email

My route to finance—my “money story”—began with baseball cards.

As a kid, Saturday mornings were baseball card mornings. My dad took my brother and me to the local card shop (J&B Cards, now the Excelsior Brewing Co.), where we handed over part of our allowance for foil packs of cards.

The real intrigue, however, was not the unknown of what lay in a new pack; rather, it was what came after opening them: referencing each card’s value in a monthly catalogue of baseball card prices. The month-to-month changes were mystifying. Why did Ken Griffey Jr. cards appreciate? Why don’t others value my Nolan Ryan cards as much as I do? Further, if I traded this card, what could I get in return?

This question of value, and the crowd psychology behind these price fluctuations, piqued my interest and planted the seeds for a future career in investments, first as a market strategist for ten years at Vermilion Research, LLC, where I analyzed and wrote about equity markets, identifying value and actionable trends, and now as a member of the Adamski Wealth Management team, where I assist the team in a research capacity.

When the market is closed, I enjoy reading (preferably history or P.G. Wodehouse), discussing watches, cooking with others, and travelling with family.

 

Education, Certifications, and Awards:

  • Graduated from the University of St. Thomas, where he studied Finance
  • Chartered Market Technician (CMT®) designation
  • CFA Level II candidate
  • Licensed private pilot

Cassandra Keller

Investment Associate

952-838-7011 | Email

My money story, the lesson that has shaped my world view, started with my interest in math problems and solving puzzles.

I remember my first math lesson: I was six, and my dad had me add up column A, then column B. Then I was told to subtract column A from column B. I quickly learned that column A was our household expenses and column B was our household income, and the toy I wanted was not a need. 

As I grew older that lesson—wants vs. needs—stuck with me as the foundation of saving and working hard to provide for my family. As a teenager, I saved for college and contributed to my family’s household income.

After high school I headed off to Bradley University. It was during this time that I volunteered with at risk youth. There, my passion for helping people achieve their goals, both personally and financially, grew. And I have had the opportunity to continue this passion by working in the financial industry over the past twelve years.

Away from the office, I love reading and being active in a variety of outdoor activities throughout the year. Living with my longtime boyfriend, Matt, I spend a lot of time with family, cooking, playing trivia with friends, and watching an occasional movie. On Sundays during football season you will most likely find me on the couch cheering on the hometown Vikings.

 

Education, Certifications, and Awards:

  • Graduated from Bradley University, where she studied Marketing with a concentration in Sales.
  • Currently working towards earning the Certified Financial Planner (CFP®) designation.
  • Active member of the Eagan community and volunteers at Junior Achievement.