How we serve you

As members of RBC Wealth Management's Institutional Consulting Group, we pride ourselves on the reputation earned from providing comprehensive and competent corporate retirement plan services to clients throughout the country. Our focused experience has led to our recognition as a practice working with Plan Sponsors on ERISA and Non-ERISA governed retirement plans. Our team can help you understand and meet your fiduciary responsibilities, as well as help your plan participants invest for their financial future.

Plan Sponsors benefit from the experience gained as a result of our firm and team's versatility working with a wide array of retirement plan providers including: Recordkeepers, Third Party Administrators, and Investment Managers. As a firm which is not restricted to a small group of providers, we look to help clients forge relationships which may offer a more proper fit to meet their specific needs and objectives. 

Our clear understanding of plan design issues and related cause and effect of certain stipulations, helps us align an organization's Retirement Plan Offering with its Benefit or Total Rewards strategic vision. A properly structured plan helps participants prepare for their retirement and we are glad to speak with them to reinforce the organization's benefit. Our educational programs are tailored to help participants understand the plan features and investment options so they can confidently accumulate and manage one of the single largest pools of wealth of their lifetime.


Our services include:

Investment committee review:

  • Defining fiduciary roles and responsibilities of committee members
  • Investment committee formalization including operating procedures and other appropriate documents
  • Investment committee orientation including review of ERISA regulations and Department of Labor fiduciary guidelines
  • Plan Sponsor Fiduciary Audit File Checklist

Service provider review:

  • Review of services and fees
  • Benchmarking provider costs
  • Provider search if necessary

Investment review and analysis:

  • Fund Analytics covering categories of performance, manager style, risk/return, fund allocation fund operations
  • Investment selection structure and asset class review
  • Plan Analytics providing plan level portfolio review covering overall plan asset allocation, sector allocation, equity style review, key ratio review and plan level investment performance and asset growth
  • Assistance with investment Policy Statement implementation, ongoing review

Ongoing employee education/communication:

  • Strategic planning to create an efficient program with measurable results
  • Custom employee materials
  • Group meetings
  • Individual break-out sessions to provide individual investment advice

Annual fee analysis:

  • Total Plan Cost Analysis providing full disclosure of individual fund expenses and revenue sharing combined with other operational costs to determine total plan cost and fair plan pricing
  • Total Plan Cost Benchmarking

Annual best practices review:

  • Assistance with 404(c) Review
  • Help with annual Plan Operations Review