Helping maximize social security

Today's retirees are living longer than any previous generation so the need to maximize this important piece of the retirement income is more critical than ever before. Adding to this, potential increased medical and long-term care expenses and other cost of living expenses over an ever expanding lifespan, it is very important to make informed decisions as to when to begin collecting social security benefits.

Choosing the most suitable possible benefit option can make a huge difference in the income you will receive over your retirement years. We have social security optimization tools to help us analyze your benefit so we can come up with a strategy to maximize the benefit you will receive.

To get started, check out our Social Security fundamentals: guidelines for making well-informed decisions report.

Questions you will find answers to:

  • How do I find out what benefit I am eligible for?

  • What age can I start collecting full benefits? Will I get penalized if I start collecting early?

  • Will I get more benefits if I wait to collect? How much more will I get?

  • My wife does not have enough work time to qualify for social security. Can she collect on my record?

  • Can I get benefits at age 62 under my record then at full retirement age receive full spouse benefits?

  • Can I delay taking my benefits on my record but start collecting on my spouse's record? How would that affect my future benefits?

  • If I am divorced, can I still collect on my ex-spouse's record?

  • Can I work and still get social security benefits?

  • Do I have to pay taxes on my social security?