At Cammack Wealth Group, our wealth management approach integrates your objectives into a personalized plan that can be updated as life changes occur. We combine our sophisticated investment planning tools with our professional resources to help match your objectives with customized solutions.
We begin by asking questions to understand you and your financial objectives. We believe building a transparent relationship is the key to understanding who you are and what you want to achieve with your long-term financial goals.
Using these strategies, we develop customized solutions tailored to your objectives, drawing from a wide selection of world-class products and services.
We periodically review your situation to help ensure your financial objectives are being met. We track performance and strive to keep portfolios balanced in accordance with your individual risk tolerance and goals.
As part of our investment process, we want to know more about your vision for the future, whether that's just starting your retirement savings journey, funding college for the kids, passing on your business to a successor, or getting ready to thoroughly enjoy your golden years.
Accumulate & Grow Your Wealth
As you move towards retirement, define your goals, plan for tomorrow, and save and invest your assets wisely.
Take advantage of catch-up contributions and review your finances regularly.
In your encore years, understand the probable outcomes of your wealth plan and consider simplfying your life.
Fund Your Lifestyle
In the early stages of your financial savings journey, avoid or eliminate unproductive debt.
Approaching retirement, create a retirement plan for your paycheck as well as a budget for your expenses.
In your later years, plan for your distributions and manage your spending to cover your needs.
Protect What Matters Most
At first, evaluate and consider your options for various types of insurance, ranging from health, disability, life and long-term care insurance.
Closer to retirement, re-evaluate your insurance needs and use credit strategically.
Enroll in Medicare and claim Social Security at the appropriate age. Discuss your care wishes with your loved ones.
Create a Lasting Legacy
Establish a will, power of attorney, health care directive and revocable trust. Check your beneficiary designations. Consider a charitable giving plan that aligns with your values.
Near retirement, revisit your estate planning documents and beneficiary designations. Have plans for housing and care.
After retiring, check that your estate plan aligns with your wishes. Understand your estate and gift tax thresholds.
