George J Chardukian, AWM, CFP®, CLU®, ChFC®, MSFS

Senior Vice President - Financial Advisor, Senior Portfolio Manager - Portfolio Focus

520-615-4326
520-299-3671

George began helping clients achieve their financial goals in 1982. He received a Bachelor of Arts degree from Carthage College in Kenosha, Wisconsin, and a Master of Science in financial services (MSFS) from The American College in Bryn Mawr, Pennsylvania. In addition to passing the Series 6, 7, 8, 31, 63 and 66 exams, George earned his CERTIFIED FINANCIAL PLANNER™, Chartered Financial Consultant®, and Chartered Life Underwriter® designations. The multi-year CFP® program entails in-depth courses, training, and comprehensive examinations in all areas of financial planning including investments, taxes, insurance, estate, and retirement planning.

He earned the firm’s internal, professional designation of Accredited Wealth Manager (AWM) through an education program sponsored by RBC Wealth Management and Michigan State University. By attaining the AWM designation, George demonstrated advanced knowledge of the firm’s wealth management process, concentrating in the areas of business and retirement planning, insurance solutions and charitable giving.

George and his wife, Toni, are residents of Tucson. They were both born and raised in Wisconsin. They have two adult daughters and two grandchildren. George is active in the community as a member, former deacon and trustee, of St. Andrews Presbyterian Church and a charter member of the Financial Health Advisory Council, as well as past trustee of the Carondelet Foundation. He is also a charter member of the Planned Giving Advisory Council , and a board member for ICS (Interfaith Community Services). George is a charter member of the President’s Leadership Council at Carthage College. He is a member of the Oro Valley Country club. In his spare time, George enjoys exercising, golf, biking, church, family-related activities, and most importantly, FaceTime with his daughters and grandchildren.

Adam Goldstein, CFP®, MSFS

Senior Vice President - Financial Advisor, Senior Portfolio Manager - Portfolio Focus

520-615-4373
Email |
888-632-7461

Adam graduated magna cum laude from the University of Arizona with a Bachelor of Science degree in business administration with a major in finance. In 2013, he completed a Master of Science in financial services (MSFS) from the American College in Bryn Mawr, Pennsylvania. In addition to passing the Series 7, 66 and 31 exams, Adam obtained life, health and disability insurance licenses. After completing the required coursework at the College of Financial Planning, Adam earned his CERTIFIED FINANCIAL PLANNER™ certificate. The multi-year CFP® program entails in-depth courses, training and comprehensive examinations in all areas of financial planning including investments, taxes, insurance, estate, and retirement planning. Adam was awarded the prestigious recognition of being named as a 2020 Best-in-State Wealth Advisor by Forbes/Shook.

While pursuing his undergraduate education, Adam was a placekicker for the University of Arizona varsity football team. This competitive and rigorous experience enabled him to develop the leadership skills, work ethic and perseverance crucial to preparing him for a career as a financial advisor.

Adam was born and raised in Phoenix. He met his wife, Dana, at the University of Arizona, and they have three children. Adam is an active volunteer with the Jewish Federation of Southern Arizona was previously named their “Young Man of the Year” award. He also is a member of the University of Arizona A-club, the Nexus Executives organization and the Empower Coalition. In his spare time, Adam enjoys coaching his children’s sports teams, golf, soccer and spending time with close friends and family.

Randal Cox, AWM

First Vice President - Financial Advisor, Portfolio Manager - Portfolio Focus

520-615-4320
520-299-3671

Randy began helping clients with their wealth planning in 1992. He graduated from the University of Arizona in 1976 with a Bachelor of Science degree in business administration with a major in marketing. In addition to passing the Series 7, 31, 63 and 66 exams, he earned RBC Wealth Management’s internal professional designation, Accredited Wealth Manager. This designation is earned through an extensive education program sponsored by RBC Wealth Management and accredited by Michigan State University. Attaining the AWM designation demonstrates advanced knowledge of the firm’s wealth management process, concentrating in areas of business and retirement training, insurance solutions, charitable giving, advanced investment strategies, and estate planning strategies.

Randy grew up in Tucson. He moved here with his parents, who were very active in the horse community where they raised and raced quarter horses. After college he lived in California and Oklahoma, eventually moving back in 1987 with his wife, Erlinda. Randy and Erlinda are active supporters of local charities SAAF and Pawsitively. Randy also raised funds for various community organizations through his participation in Tucson’s premier cycling event, El Tour de Tucson. He is an avid skier and cyclist and enjoys fly fishing in the mountains.

Sandy Zimberoff

Branch Service Mgr/Sr Registered Client Assoc

520-615-4349
520-299-3671

Sandy has more than 30 years of experience in the securities industry. She began as a saving and loan industry teller, working her way up to retirement plan representative. She passed the Series 7, 9, 10 and 63 exams.

Sandy is active in the Tucson community, serving as a past board member of Sisterhood at her synagogue, the Tucson Chapter of the Father’s Day Council, and of Walk to Benefit Steele Memorial Children’s Hospital Research to find a cure for juvenile diabetes. She is also past secretary of the Tucson Chapter of the Model A Ford Club of America.

Sandy and her husband, Emmett, have one child. She enjoys gardening, cooking, quilting, stamping and any craft that catches her eye.

Maria Peralta

Senior Financial Associate

520-615-4365

Mari is a native Tucsonan, who graduated from the University of Arizona with a Bachelor of Arts degree. She spent more than 13 years serving the citizens of Tucson as a public servant before transitioning to work in finance. She passed the Series 7 and 66 exams, obtained life, health, and disability insurance licenses and is pursuing the CERTIFIED FINANCIAL PLANNER™ certification. As a serviceminded and detail-driven professional, Mari developed the leadership skills and work ethic needed to provide a high level of service to those with whom she interacts. In her time working in finance, Mari focused her efforts in the areas of planning for various life events, especially in relation to retirement, education, longevity, charitable giving, business and insurance solutions. Her ultimate aim is to have a positive impact on both individuals and the community as a whole.

Mari and her husband, Andy, have a daughter. They are active members of the community and are constantly looking for new opportunities to get involved and try new things. In her spare time, Mari enjoys exercising, traveling, spending time with family and friends, trying different restaurants, and cheering on the University of Arizona Wildcats. Mari is a member of the Make-A-Wish Foundation of Arizona Ambassador Board and Wishmaker’s Council.

Amy Montiel

Client Associate

520-615-4350

Amy graduated summa cum laude from the University of Arizona with a degree in education, and has enjoyed helping children and families in Tucson and Nogales ever since. Amy brings her enthusiasm for learning and love of helping others to best serve clients.

Amy and her husband, Arnold, have two children. They are active in their church, where they serve on various councils and do volunteer work with children. They enjoy traveling to new places, going on adventures in Tucson with their children, finding new restaurants to enjoy, and going wine tasting. In her spare time, Amy also enjoys running, reading, cheering on the Arizona Wildcats and spending time with her friends and family.

The Chardukian-Goldstein-Cox Team has some unique relationships. George Chardukian started in the financial services business in 1982. As George's business continued to grow over the years, he felt the need to get back to his roots. His background as a former school teacher compelled him to hire and mentor an aspiring financial advisor, Adam Goldstein, who began with an internship through the University of Arizona in 2006. After graduating, Adam was hired by RBC Wealth Management in January, 2007. He began working closely with George, learning from his wealth of experiences, and helping fulfill George’s promise to his clients that their financial needs and objectives will be taken care of by someone they know and trust. In January 2008, the Chardukian-Goldstein Investment Group was formally created.

August of 2014 brought the addition of Randy Cox and a team name change to the CGC Wealth Management Group. Randy started with RBC Wealth Management in 1992, then known as Rauscher Pierce Refsnes. George and Randy have known each other for over 25 years. They have each built a financial services practice based around the same ideals and commitments to their clients.

The Chardukian-Goldstein-Cox Team now offers a team of five qualified individuals who work interdependently to provide the services and ideas that have been promised for over 30 years.