Chris entered the financial industry in 1982 with Bear Stearns & Co. in New York. While at Bear Stearns, Chris earned his Bachelor of Science degree in finance from New York University, Stern School of Business by attending night school. Chris has spent a large part of his financial career living and working in Europe. His primary business relationships were with Swiss private banks, where he assisted financial advisors in selecting U.S. equity investments for the global portfolios of their high-net-worth private clients. During this period, Chris was the managing director of the Geneva, Switzerland office for A.G. Edwards and afterwards the managing director of the European Desk for Wells Fargo Securities in London. In 2016, Chris made the decision to move back to the states and join RBC Wealth Management. Chris spends his time exclusively managing the investments for private clients.

In the early 1990s, Chris met and fell in love with his wife, Laura, whose family is from Syracuse, New York. The natural beauty of central New York and the warm quality of its people convinced the Lobo family to settle in Syracuse. Chris and Laura have two daughters. The Lobos enjoy running, swimming, hiking, quiet walks in the woods and non-stop laughter.