Cole Ruth

Helping you grow more than wealth

My mission

I thrive on seeing others achieve their goals. My personal legacy is knowing that I had some part in that.

However, managing your assets and creating a wealth plan is just part of what I do. No matter where you are on your journey or what life throws at you, I will work tirelessly to find the best strategy for any given situation. Here are some of the circumstances I have helped my clients navigate recently:

• Help identifying insurance claims after an accident
• Guidance in transitions to short and long-term disability
• Calculating the total value of Roth conversions
• Understanding your annuity options
• Deciding on the best gifting strategies
• Knowing what to do with an inherited IRA
• Evaluating a reverse mortgage
• Prioritizing funding sources for college tuition

And the list goes on! The more I know about your situation, the better I can be at providing you with a plan ato help chieve your goals and the information to deal with the unexpected. As one client recently said, “If it has anything to do with money, I'll call you.”

Two ways of working with me

Traditionally, people employed a financial advisor to manage their assets. Today, we do far more (as the list above implies!). If most of your wealth is tied up in real estate or employer-sponsored plans, you may not need traditional asset management – but you still need a plan.

1. Fee-only: In this arrangement, we will create a customized plan, and meet regularly to make sure you are on track, but I will not manage your assets.

2. Fee-basis: In this arrangement, I will manage your accounts for a fee based on the amount of assets at RBC. Planning will be included in that fee.

Which arrangement is best for you? Give me a call and let’s discuss!

Let's take the next step together

I welcome you to experience the RBC Wealth Management difference yourself. Contact me today to set up a meeting.