ESOP Services for business owners 

We recognize the distinct challenges that business owners encounter and are dedicated to guiding you through every phase of your business journey.

Pre-Sale Wealth Planning 

A business transition is a pivotal moment—how will selling affect your financial future, tax obligations, and legacy? We work alongside you to craft a tailored transition strategy that aligns with both your immediate decisions and long-term vision.

  • Custom cash flow and tax projections to help provide clarity on the financial impact of different sale structures, including a taxable installment sale versus a tax-deferred ESOP transaction.
  • Introductions to experienced transaction advisors such as seasoned investment banks to assist with capital raising for expansion, M&A opportunities, and advisory services for companies exploring an ESOP structure.
  • Estate and trust review to identify potential gaps and implement strategies for a more seamless wealth transfer.
  • Strategic philanthropy planning to optimize your charitable contributions and determine whether gifting pre-sale shares or post-sale cash better aligns with your financial and philanthropic goals.
  • Competitive insurance solutions designed to safeguard your family and business from unforeseen risks.

Post-Sale Wealth and Financial Planning

Effective wealth management doesn’t end with the transaction—it’s just the beginning. We collaborate with you to develop a personalized financial strategy that evolves alongside your life, helping to grow and protect your wealth, and helps ensure your assets are properly structured for the future.

  • Leveraging IRC Section 1042 rollovers, we help business owners explore opportunities to defer—or even eliminate—capital gains tax upon selling to an ESOP. This includes:
    • Building diversified Qualified Replacement Property (QRP) portfolios tailored to your reinvestment needs.
    • Providing financing solutions that may be necessary to execute your IRC Section 1042 rollover.
    • Delivering key tax documentation required to obtain capital gains tax deferral benefits.
  • Personalized wealth and lifestyle planning to align financial decisions with your next chapter.
  • Family education and governance services to facilitate smooth wealth transitions and business succession across generations.
  • Investment management strategies designed to integrate your transaction proceeds into a sustainable, long-term wealth plan.