GEN Group - RBC Wealth Management - Retirement Plan Team

Experience the benefits of working with Retirement Plan Specialists

How we help plan sponsors

Since 2004, corporate and non-profit plan sponsors have trusted GEN Group with their retirement plan needs because they value our dedication to safeguarding their organization and empowering their employees. Serving as fiduciaries to the plan, we bring deep experience in oversight and a commitment to innovative, high-impact plan design – helping organizations deliver strategies that protect their business and its employees. Just as importantly, we provide investment committees with ongoing education on best practices – helping empower leaders to make confident decisions that serve the long-term interest of their participants. As a client, you receive access to the greater RBC Wealth Management Institutional Retirement team, with the financial strength and resources to provide:

ERISA 3(21) and 3(38) fiduciary oversight
Strategic plan management and fiduciary support (annual education to committees)
Investment selection and review
Fee benchmarking, investment expense analysis, and negotiation
Plan design consulting and implementation
Enhancing HR and Benefits directive for recruitment and retention of employees
Vendor management, search and selection
M&A plan design consulting services
Participant education, communications and one on one counseling

How we help participants

We believe financial wellness is the cornerstone of a thriving workforce. Our plan participant services are designed to empower employees to take confident steps toward shaping their financial future – creating clarity, security, and peace of mind. We understand the link between financial wellness and mental health - when people feel secure financially, they are more focused, resilient, and engaged. By fostering financial confidence, we help create stronger individuals and a better-equipped workforce for the businesses we serve. We help your employees by:

Financial coaching and guidance
Financial education curriculum
Retirement planning tools
Communications with timely and relevant content

Does your organization need a plan review and analysis?

Most ERISA-governed retirement plan sponsor should review their plan health every 4 to 5 years, as an industry best practice. In many cases, independent reviews can highlight plan issues that may leave the organization exposed to risk and potential liability. Our reviews cover:

Plan governance and documentation
Plan fee structure and recommendations
Plan investment line up, default options and performance
Participant education and communications support

How GEN Group plan sponsor service can improve your plan

Unbundle existing plan services to unlock fee reduction, lower fund expenses and provide more transparency to employees
Enhance HR and benefit communication to employees to reflect financial wellness efforts on behalf of the organization
Build custom employee education and individual consultations to drive improved participation and deferral rates
Quarterly reports to document plan data, investment performance and fiduciary documentation

Find out how GEN Group can significantly improve your plan benefits by contacting us today.

July 1, 2026

Plan Sponsor Digest

Stacia Apostolos, AIF®, CPFA™, MBA

Senior Vice President - Financial Advisor

With over 22 years of experience in the financial services industry, Stacia Apostolos is a dedicated Institutional Investment Advisor specializing in managing retirement plans for businesses and nonprofit organizations. Her deep knowledge of the Employee Retirement Income Security Act (ERISA) positions her as a trusted resource for navigating the complexities of employer sponsored plans, helping provide compliance guidance while optimizing plan design for better participant outcomes.

Stacia is passionate about educating corporate and nonprofit executives and committees, believing that informed decision-making is key to fostering positive retirement outcomes. She is committed to providing plan participants with not only thoughtfully designed retirement plans that enhance their changes for a successful retirement but also the education they need for a secure and sound financial life. Stacia has been recognized as a PLANADVISER Top Retirement Plan Adviser in 2026, and part of a NAPA Top DC Advisor Team for the third time in 2026.

Her academic background includes a Bachelor of Science from St. Catherine University and a Master’s degree in Financial Planning from California Lutheran University. Further demonstrating her commitment to fiduciary responsibility, she holds an Accredited Investment Fiduciary (AIF®) designation through Fi360 and the Certified Plan Fiduciary Advisor (CPFA^TM) designation.

As an active member of the National Association of Plan Advisors and the Women in Pension Network, Stacia stays at the forefront of best practices in the industry.

When she is not championing retirement planning, Stacia enjoys riding dressage at the barn, training her dog for fieldwork alongside her husband, traveling abroad, and discovering new ways to connect with nature. Her dedication to both her professional and personal life reflects a holistic approach to living well and planning for the future.

Natalie Miller, CFP®

Senior Vice President - Financial Advisor

Natalie provides customized wealth management and financial planning for families, associations and non-profits throughout the Washington, DC area and beyond. Known for her hands-on style, she not only creates thoughtful plans and custom investment strategies but also executes every detail, offering her clients true peace of mind. Her approach is rooted in building strong relationships and understanding each client’s unique story. She strives to simplify the financial landscape and empower her clients to focus on what matters most to them.

Natalie began her career with RBC Wealth Management in 2007 and has over 20 years of experience in the wealth management industry. As a Senior Vice President, Financial Advisor, she holds the Certified Financial Planner, CFP®, designation, and has passed the Series 7 and 66 exams and and holds her State Life and Health Insurance Licenses.

Natalie is active in her community, serving as President of the Wood Acres Elementary School PTA. She also enjoys teaching Sunday School at All Saints Church in Chevy Chase, MD. She is also proud to be a third-generation member of P.E.O., continuing her family legacy of supporting education and philanthropy.

A Richmond native, Natalie has lived in the Washington, DC area for more than 20 years. She earned her bachelor’s degree from the University of Virginia and lives in Bethesda, MD with her husband Graham and their two children. Marshall and Josephine. She enjoys an active family life with the kids’ sports and activities, travel and time with loved ones, and is currently learning both tennis and mahjong- two pursuits that keep her humble and laughing.

Retirement Plan Team