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New Investors’ Nook: Equities as a strategy for younger investors

Apr 29, 2026 | RBC Wealth Management


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In your 20s, 30s and 40s, time is your greatest investment advantage. Growth-oriented options like equities (or stocks) help you build wealth over the long term.

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Why equities matter for younger investors

  • Time horizon advantage — Decades to retirement mean you can weather market volatility and benefit from compound growth
  • Growth potential — Historically, the stock market has offered strong long-term returns that may outpace inflation
  • Portfolio evolution — Your investment mix can shift as your life stage changes, gradually incorporating more conservative holdings over time

Getting started

Your financial advisor can help you determine the right equity allocation based on your goals, risk tolerance and time horizon. Whether through individual stocks, mutual funds or exchange-traded funds, building an equity position early gives your wealth more time to grow. The key is starting now—your future self will thank you.

Connect with your financial professional to discuss and implement your personalized plan.

 

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Wealth planning