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          •  RBC Wealth Management
            • rbcwealthmanagement.com
          • Sign in Important information
          • Home
          • About
            • About us
            • Wealth management approach
            • The RBC Wealth Management difference
          • Offerings
            • 401(k) plan reviews for employers
            • Advantages of credit
            • Legacy planning
            • Women and wealth
          • Insights
          • Market commentary
          • Contact

          The advantages of credit

          Pat Howell, NMLS # 1654778 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

          Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

          , and Pat Howell, NMLS # 1654778 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

          Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

          , and Pat Howell, NMLS # 1654778 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

          Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

          Read additional advisor disclosures.

          Obtain more information about this financial advisor on FINRA's BrokerCheck website


          Investment and insurance products offered through RBC Wealth Management are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.

          Contact information

          Pat Howell and Shelia Gray Wealth Management Group

          Phone: 559-447-8238


          Pat Howell

          Managing Director - Financial Advisor,
          Senior Portfolio Manager - Portfolio Focus

          Phone: 559-447-8238
          Cell: 559-246-0980

          Shelia Gray

          Financial Advisor

          Phone: 559-447-8239

          Charlie Estrada

          Client Associate

          Phone: 559-447-8238


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          Fresno, CA 93704
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