Giving a gift that doesn't fit in a box or come tied with a bow can bring great satisfaction—and long-term benefits.

Spreading your giving throughout the year, not just at the end, is beneficial to you and the charitable organizations you support.

Due to structural headwinds, we downgraded European equities to Underweight in December. Yet a number of catalysts could occur in Q1 that could be well received by equity markets. We peruse the opportunities that may emerge in European equities.