Stability during times of uncertainty

There are plenty of reasons why it’s a good idea to make cash a part of your portfolio. During times of financial uncertainty, you may need same-day access to your cash. Our cash programs can provide the options you need to help protect and access your cash, making it work for your portfolio.

RBC Cash Plus1

Designed to help provide same-day liquidity and stability in all market environments, RBC Cash Plus deposits are not subject to market risk. Their value does not fluctuate, providing protection of your cash. Additionally, RBC Cash Plus deposits are obligations of Royal Bank of Canada, a market leader in Canada and one of the largest financial institutions globally. RBC has a strong capital position, a high-quality liquid balance sheet and one of the highest credit ratings globally.

  • Designed to provide same-day liquidity and stability in all market environments
  • Bank deposits are not subject to market risk; thus the value does not fluctuate
  • Backed by the strength of Royal Bank of Canada

RBC Insured Deposits2

Like RBC Cash Plus, RBC Insured Deposits are designed to help provide same-day liquidity and stability in all market environments. Their value does not fluctuate as they are not subject to market risk, providing for the protection of your principal. Also, with RBC Insured Deposits, your cash is covered by Federal Deposit Insurance Corporation (FDIC) up to applicable limits. Cash in excess of FDIC limits is placed in a U.S. government money market fund to provide protection for larger cash balances.

  • Designed to provide same-day liquidity and stability in all market environments
  • Bank deposits are not subject to market risk; thus the value does not fluctuate
  • FDIC-insured up to applicable limits

U.S. government money market funds3, 4

Invested in U.S. government-backed securities, U.S. government money market funds can help provide protection for large cash balances. They are considered a safer alternative to prime and tax-exempt money market funds.

  • Invests in U.S. government-backed securities
  • Safer alternative to prime and tax-exempt money market funds

Man working on computer at table

Contact us to discuss how your portfolio may benefit from a cash solution.