Wisdom compares life to a journey – it’s also apt for retirement. Retirement is more like a decades-long odyssey around the world than a summer spent learning to sail. Careful planning tantamount to living comfortably and not running out of money.

Having your accounts in one place can be helpful as you develop an income strategy for when you leave the workforce.

Spreading your giving throughout the year, not just at the end, is beneficial to you and the charitable organizations you support.