As a Financial Advisor, I'm very fortunate to have developed so many personal relationships with clients over the last 25 years. As a father of four, with children in college, two in high school and one planning her wedding, it's hard to believe how quickly life changes. Being prepared for these changes isn’t always easy. Change can be both emotionally and financially challenging. Spend some time today to plan and save for your future. It will be here in a blink of an eye.