The Vesta Group - RBC Wealth Management - Wealth management approach

Our approach to wealth management

We advocate strongly for our clients financial well-being, while striving to organize and simplify complicated issues to help maximize the family’s enjoyment of their wealth now and in the future.

We begin our relationships with what we call the “discovery process”, where we learn more about our client’s dreams and financial objectives. This process includes questions like,

“What lessons did you learn from your family about money?” and “What are your top financial values?” We then focus on more specific goals, such as planning to sell or buy a business, send children to college, or what a dream retirement looks like.

We then utilize this information to create customized, agile solutions for our clients’ various needs and priorities. We pay special attention to wealth protection as well throughout this process.

Coordinating on your behalf

Successful wealth management requires the skill and coordination of a wide range of professionals. While these specialists have expertise in their individual fields, the services they provide may affect the work others are doing on your behalf. Even though you have a team of highly trained professionals, you may not want to be responsible for keeping the lines of communication open between them.

As your primary advisor, we take the lead role in helping you accomplish your financial goals. This includes partnering with your:

CPA
Attorney
Trust officer
Private banker
Insurance specialist

We can manage your professional relationships for you and have the freedom to choose from a wide variety of products and services to deliver optimal wealth management solutions.

With access to RBC’s global resources we also have the flexibility to work in concert with trusted internal and external partners to expand financial opportunities for you, including holistic recommendations regarding growing assets, managing risk, creating a retirement income and creating your legacy.

Wealth management professionals

Client Strategies Team

The Client Strategies Team is a resource to help support you in your wealth planning goals, developing a strong understanding of your personal financial objectives, gathering valuable information and addressing complex financial and wealth strategies issues. Explore the bios below to learn more about the team.

Bill Ringham

Director of Wealth Strategies

Bill serves as a resource for your financial advisor in determining and developing wealth transfer strategies for high-net-worth clients in areas including estate strategies, lifetime giving, personal trust planning, charitable giving, concentrated equity position diversification and employee stock options. In this role, Bill partners with financial advisors to meet with individual clients and their attorneys and/or accountants, as well as present at client seminars.

Judi Rana

Wealth Management Consultant

Judi spearheads the collaborative efforts of the Client Strategies Team support for your financial advisor. She is part of a multi-disciplinary group of professionals who provide guidance on investment management, estate planning services, credit solutions, insurance and annuity strategies, professional trustee services and trust consulting, retirement solutions, capital markets engagement, banking solutions and more. Called upon for support at various times throughout your wealth management journey, Judi works diligently to address clients’ unique situations.

Tom Nagle

Trust Consultant

As a trust consultant, Tom specializes in personal trust planning and assists in the movement of client trust assets, provides educational and technical guidance relating to personal trusts and advises clients on opportunities with third-party professional trust partners.