Commercial real estate financing through RBC Capital Advisors enables you to execute on: acquisition, permanent, construction, mezzanine and equity financing as well as forward loan commitments. You may be able to avoid selling investments at inopportune times to finance your commercial real estate. You may also be able to extract investable dollars by leveraging your commercial real estate with debt.
RBC Capital Advisors is Royal Bank of Canada’s U.S. commercial mortgage banking operation. The company was formed in 1994 and currently has eight offices throughout the United States. In addition to acting as a financial intermediary between real estate owners and permanent lenders (life insurance companies, pension funds and conduits), the company also services approximately $1.9 billion in loans for its correspondent lenders.
Debt financing
RBC Capital Advisors specializes in arranging non-recourse permanent financing for commercial real estate properties located in the domestic United States. They are able to arrange the following products for their clients:
- Fixed-Rate Permanent Mortgages
- Forward Commitments
- Construction/Permanent Mortgages
- Floating-Rate Mortgages
- Mezzanine Debt
- Bridge Loans
- Participation Loans
- Credit Tenant Lease Financing
The products listed above can be arranged for the following product types:
- Office buildings
- Shopping centers
- Industrial buildings
- Multi-family
- Age-restricted multi-family
- Assisted living facilities
- Self-storage facilities
- Mobile home parks
- Hotels/motels
- Single-tenant buildings
- Owner-occupied buildings
- Student housing
Personal lending
Meet a variety of goals with Premier Line of Credit —You’ll find that the Premier Line of Credit and other lending solutions are flexible cash management tools that you can use to help meet virtually any financial goal.
Refinance High-Interest Debt — Increase your cash flow by consolidating your high-interest debts.
Explore Small Business Opportunities — Gain short-term working capital to expand your business, fund capital expenditures, or pay operating expenses.
Finance a Major Purchase — Acquire artwork, a yacht or even a private aircraft.
Satisfy Tax Obligations — Pay off a large tax bill quickly and without having to sell investments at an inopportune time.
Meet Home Financing Needs — Use innovative lending solutions to purchase or remodel a home.
Features of LIBOR-based borrowing include:
Variety of Maturities — Different LIBOR rates are available based on the maturity dates of the lending products. Rates are quoted for periods of one month, three months, six months and twelve months.
Global Currencies — Allows you to take advantage of favorable currency exchange rates through LIBOR-based financing denominated in U.S. or Canadian dollars, euros, Japanese yen, British pounds or Swiss francs.
About International Wealth Management
International Wealth Management is Royal Bank of Canada’s international wealth management operation — servicing clients in more than 150 countries from a network of key financial centers around the world. These locations are selected for the flexibility and security they provide clients and for the integrity of their financial and regulatory systems. RBC Premier Line of Credit may not be suitable for all investors. Before using any of these products, you should read the literature and the regulatory disclosures that will be provided, and ensure you understand the risks involved. Our securities based loans are demand loans and are subject to minimum collateral requirements. You must maintain sufficient collateral to support your credit line. This is intended as general information only and is not intended as taxation, investment or other professional advice. Clients should always obtain independent professional advice particular to their individual circumstances.
