<p>Neither RBC Wealth Management, a division of RBC Capital Markets, LLC (&ldquo;RBC WM&rdquo;), nor its affiliates or employees provide legal, accounting or tax advice. All legal, accounting or tax decisions regarding your accounts and any transactions or investments entered into in relation to such accounts, should be made in consultation with your independent advisors. No information, including but not limited to written materials, provided by RBC WM or its affiliates or employees should be construed as legal, accounting or tax advice.&nbsp;</p>

<p><span style="font-size:10.0pt"><span style="font-family:Arial"><span style="color:#1d1d1d">RBC Wealth Management, a division of RBC Capital Markets, LLC, registered investment adviser and Member NYSE/FINRA/SIPC.</span></span></span></p> <p><span style="font-size:10.0pt"><span style="font-family:Arial"><span style="color:#1d1d1d">Neither RBC Wealth Management, a division of RBC Capital Markets, LLC (&ldquo;RBC WM&rdquo;), nor its affiliates or employees provide legal, accounting or tax advice. All legal, accounting or tax decisions regarding your accounts and any transactions or investments entered into in relation to such accounts, should be made in consultation with your independent advisors. No information, including but not limited to written materials, provided by RBC WM or its affiliates or employees should be construed as legal, accounting or tax advice.</span></span></span></p>