If you’re retired and don’t need your required minimum distribution (RMD) funds immediately, it may be good timing to take your withdrawal now and deposit into an RBC Wealth Management high-yield savings. Let’s have a conversation about RMDs and current interest rates. Taking RMDs is required if you’re 73+, with a December 31 deadline.

Do you run a business? Want help making your many ideas come to life? Let’s talk.

Trick-or-treat! Happy Halloween to you and your loved ones.

Have you had conversations with your heirs about the wealth you plan to pass on to them? If not, you’re not alone. Most haven’t. I can help!

How are you planning for your financial future? If you are just starting your career, I can help you master the fundamentals of saving and investing, plus provide a roadmap to help you achieve financial success. Ask me for a copy of our Wealth Insights’ resource “Money matters for young professionals.”

Retirement rule changes are coming in 2026. Take note if the following apply to you: - Age 50 or older - Earn $145,000 or more in FICA wages - Plan to make catch-up contributions to your 401(k) If this applies to you, starting in 2026 catch-up contributions must be made to a Roth account. Reach out to me today to learn the questions you need to ask your benefits department about your ability to take advantage of catch-up contributions. RBC WM does not provide legal, accounting or tax advice and all decisions regarding your investments should be made in consultation with your independent advisors. For more information see Legal & Tax Advice: https://www.rbcwealthmanagement.com/en-us/legal/legal-and-tax-advice