Helping business owners navigate ownership transitions
With Freeman Mcfarlin Opp Financial Group, we understand the complexities and emotional weight that come with transitioning the ownership of a business. Whether you are planning to sell, transfer to family members, or transition to employee ownership, our dedicated team is passionate making the process as seamless and efficient as possible.
Our approach to ownership transitions
Understanding your goals
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We begin by taking the time to understand your unique vision for the future of your business and your personal financial goals. Whether it's maximizing sale proceeds, ensuring family harmony, or preserving your legacy, we tailor our strategies to align with your objectives.
Collaborating with your team
- We act as the "quarterback" for our clients, managing their complete financial picture. Leveraging our extensive network of trusted professionals—including Estate attorneys, CPAs, M&A attorneys, and other specialists—we ensure you have the necessary expertise for a successful transition. Whether you choose to work with professionals from our network or prefer to use your own advisors, we coordinate all efforts to make sure everyone is aligned and working toward your goals. Our role is to build the right team, analyze tools and resources, and execute the strategy seamlessly, prioritizing both the financial success of the business and your personal post-sale objectives. We are dedicated to ensuring your long-term goals are fully realized.
Customized wealth planning
Maximizing business value
- Through valuation assessments and strategic planning, we help identify opportunities to enhance the value of your business before a sale or transition.
Wealth management post-transition
- After the transition, we help you effectively manage the proceeds or assets, ensuring your long-term financial security and aligning with your lifestyle and legacy goals.
Why work with us?
Expertise in business transitions
Our team are experts in helping owners plan for the future success of their business. We have an abundance of experience in helping owners create personalized plans that address your unique personal and business goals. We help business owners understand the strengths and weaknesses of their current business and create a plan to ultimately grow or transition the business successfully. We have advised clients ranging from small family businesses to middle market corporations.
Personalized strategies
No two businesses or owners are alike. We craft bespoke solutions to meet your specific needs by.
- Conducting in-depth consultations to fully understand your personal and professional priorities.
- Designing tailored wealth plans that account for your unique business structure, industry trends, and market conditions.
- Providing step-by-step guidance through each stage of the transition process, ensuring clarity and confidence in every decision.
- Offering flexible and innovative solutions to address potential challenges, and succession planning.
- Ensuring that both the financial success of your business and your personal post-transition goals are fully aligned and realized.
A trusted advisor
- With Freeman Mcfarlin Opp Financial Group, you have a partner who prioritizes your goals and works tirelessly to achieve them.
Client success story
Small business owner – family succession plan
Small business owner and wife are nearing retirement. His daughter is taking over the business while is son is not interested in the business. The client couple have several objectives:
- Smoothly transition the business to the daughter while at the same time managing the dynamics of the son’s sale of his shares.
- Determine succession plan that pays him fair value for the business yet makes purchase possible for daughter. Considering a combination of cash, financing and gifting.
- Build onto their investment portfolio to create moderate growth and tax considerate income.
- Maximize their charitable ambitions, considering pros/cons of outright gifting, direct IRA distributions, donor advised fund and private foundation.
- Contribute to grandchild college education plan through 529 funding.
We quarterbacked the meetings with client’s estate attorney and CPA to develop a successful succession strategy between all family members, with preliminary combination of cash, lending and gifting. We previously established a grantor trust in order for client to transfer his shares out of his estate and maximize future value. The client is invested in our Moderate Profile Portfolio allocated in multiple asset classes providing market participation through equities and tax exempt income through municipal bond ladder strategies. We continue to discuss charitable strategies and have set up 529 plans for the grandkids.
