Wealth management services
With The Karkenny Team and RBC Wealth Management, you have access to a complete range of products and services that can help you meet your specific financial goals.
Investment accounts
here is no one “right” way to invest for every individual. By learning about your family and employment situations, investment preferences, long-term goals, time horizon, risk tolerance and other characteristics, we can recommend the appropriate investment accounts for you.
- Money manager programs
- Fee-based accounts
- Mutual fund advisory programs
- Cash/margin accounts
Equities (stocks)
Stocks are the building blocks of just about any investment strategy. We are passionate about finding the right stocks for our clients. We know where to look, we know what we are looking for — and we know when we have found it.
- Exchange-listed stocks and over-the-counter stocks
- New issues/research reports
Fixed income securities (bonds)
Bonds, like stocks, are key components of the investment picture. Bonds can provide both current income and portfolio diversification. We can help create bond ladders and other strategies that can serve our clients well in all interest-rate environments.
- Certificates of Deposit (CD)
- International fixed income
- Convertible and zero-coupon bonds
- Municipal bonds
- Corporate and high-yield bonds
- Preferred securities
- Government bonds
- U.S. Treasury and Agency securities
Diversified investments
Our combined team experience in the industry, in conjunction with the resources we have available here at RBC Wealth Management, gives us the advantage to match your investment needs with the appropriate investment vehicles. Our strategy is to use a variety of successful investments with low correlations to each other to better create real diversification.
- Mutual funds
- Exchange Traded Funds
- Annuities (fixed and variable)
- Closed-end funds
- Unit Investment Trusts (UITs)
- Alternative investments
- Separately Managed Accounts
- Market-Linked Notes
Retirement plans
You could spend two or even three decades in retirement. These can be exciting, active, happy and fulfilling years — if you are financially prepared. Whether you are self-employed, a small-business owner or a benefits manager of a larger company, we can help set up a tax advantaged retirement plan that will enable you or your employees to build the resources needed to retire comfortably.
- Traditional and Roth IRAs
- Profit sharing plans
- Corporate 401(k) plans (traditional and Roth)
- Money purchase pension plans
- “Owner-only” 401(k) plans
- 403(b) plans (non-ERISA plans)
- SEP and SIMPLE plans and IRA rollovers
- Defined benefit pension plans
Education savings programs
College expenses have risen rapidly, and we can help with specific investments and answers such as Section 529 plans and custodial accounts.
Asset protection
No matter how successful an investor you might be, your wealth management plans could be jeopardized if you do not have the right protection strategies in place. That is why we offer a full range of insurance-based solutions for every stage of your life.
- Life insurance
- Long-term care insurance
- Disability insurance
- Buy/sell agreements