401(k) - Retirement

At Personal Wealth Management, we understand the complex issues and responsibilities that are associated with implementing and maintaining a retirement plan. As a fiduciary, you are held liable to make the best decisions on behalf of your employees. Click here to view our video.

As a public school or religious organization, your entity does not need to comply with ERISA. What may at first appear to be one less regulation to comply with, may also have a very negative impact for your participants.

Retirement plan options for these entities are the most fragmented in the industry.

Consider the following:

  • Absence of vetting process
  • Fund manager redundancy
  • Lack of oversight
  • No control over fees and expenses
  • Conflicts of interest
  • Deficient investment platforms

Personal Wealth Management is at the forefront of helping public schools overcome many of these challenges.

To learn more, please contact Jamie Weil or Jim Montalto at (866) 493-8982 or contact us by e-mail at jamie.weil@rbc.com or james.montalto@rbc.com