Developing a plan that's right for you
We help you to develop a personalized retirement income plan to help you feel more confident and prepared for your financial future. Our planning process is dynamic and includes periodic review of risks, choices and sustainability. Together, we take the following steps in our approach:
- Determine your retirement goals and identify income sources
- Assess your income and assets for funding retirement
- Determine the gap between your assured income and essential living expenses
- Design a personal pension for your retirement
- Create a retirement income strategy to cover your lifestyle and discretionary expenses
- Design a portfolio to balance the income needed today and throughout your lifetime with the need to grow and preserve your investments
- Understand why you are ahead or behind in your plan
- Employ strategies to adjust your spending and rules to harvest from your portfolio as needed