Why work with Scott

Why you should consider hiring Scott A. Sangerman as your financial advisor

Over 40 years of experience managing risk for clients

Planning

  • Asks questions in order to understand your needs and objectives
  • Guides you to think about areas of your financial life you may not have considered
  • Helps you organize your financial affairs and determine realistic goals
  • Formalizes your goals and puts them in writing for you
  • Tries to persuade you to do things that you ought to do, even if you don’t feel like doing them

Investments

  • Prepares an asset allocation to help you achieve the best rate of return for a given level of risk tolerance
  • Does due diligence on money managers, ETF’s  and mutual fund managers to make appropriate recommendations
  • Manage your investments and looks to improve your investment performance
  • Reviews and revises portfolios as conditions change
  • Guides you through difficult periods in the stock market by sharing historical perspective
  • Stays up to date on changes in the investment world
  • Provides research from RBC Wealth Managment and third parties
  • Studies alternatives that could increase your income during retirement and help meet your goals
  • Reviews your annuities, life insurance policies, investments in your 401(k) or 403(b) plan and IRA’s

Person to Person

  • Proactively keeps in touch with you and makes sure you receive excellent service at all times
  • Remains only a telephone call away to answer financial questions for you
  • Review changes in your life and family situation
  • Listens and provides feedback in a way that a magazine or newsletter writer does not
  • Provides you with reports showing performance, monthly income, gains & losses and portfolio valuations
  • Helps with the continuity of your family’s financial plan through generations by facilitating the transfer of investments from individual names to trust or from an owner though to beneficiaries
  • Educates you on retirement issues, estate planning issues and college savings plans
  • Provides referrals to other professionals, such as accountants, attorneys, insurance, lending and trust services
  • Works with your tax and legal advisors to help you meet your financial goals
  • Is someone you can trust and get advice from in all of your financial matters

Is your current financial advisor doing these things?