Beacon Wealth Management

Bain Gill, AWM

Senior Vice President - Financial Advisor, Senior Consulting Group

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Bain has more than 30 years of experience in the financial services industry advising high net worth individuals and families. For the last 18 years at RBC (formerly Tucker Anthony), he has been working with clients to develop customized wealth management solutions tailored to their unique goals and objectives. Bain focuses his business on building lasting relationships and helping families implement long-term strategies for managing and transferring wealth. Formerly Bain was an Officer of the firm both at SG Cowen (now Cowen) and at EF Hutton & Company (now Morgan Stanley Wealth Management), where he held positions in management and was a Senior Investment Advisor.

He is a member of the Accredited Wealth Manager Program at RBC Wealth Management. By attaining the AWM designation, Bain has demonstrated advanced knowledge of the firm’s wealth management process, concentrating in the areas of business and retirement planning, insurance solutions, charitable giving, advanced investment strategies, and estate and trust planning strategies.  He has been recognized among the top financial advisors at the firm, achieving RBC President’s and Chairman’s Council status for 11 years.

Bain holds a Bachelor of Arts degree in economics and mathematics from Bates College. He and his wife, Nadine, live in Medfield, MA where they have raised their four children. Bain has been an active volunteer in his community, serving as President of the Medfield Lacrosse Board of Governors for two years and board member for over 10 years. He is an avid skier and also enjoys boating and fishing on the New England coast in the warm weather.

Andy Griswold, AWM, CFP®

Senior Vice President - Financial Advisor, Senior Consulting Group

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Andy has been helping clients achieve their financial goals for more than 30 years. He began his career at Merrill Lynch in Boston, and has been with RBC for the last 18 years.

During his career, Andy has participated in a number of educational programs. In 2010 he earned the designation of Certified Financial Planner (CFP), a professional certification mark for financial planners that includes achieving rigorous education, examination, experience and ethics requirements. Andy also received the Accredited Wealth Management designation (AWM) in 2006, an internal professional designation specifically for RBC Wealth Management.

Andy is currently a member of RBC’s Alternative Assets Investment Advisory Board and has been a member of the RBC Chairman’s Council, recognizing the firm’s top financial advisors, since 2007. He holds his life and health insurance licenses, and NMLS license for mortgage lending originated through City National Bank and RBC Company.

Andy graduated from Brown University in 1987 with a Bachelor of Science in business economics and political science. He lives in Wellesley, Massachusetts with his wife, Shelly, and three children, Madison, Teddy and Charlie. Andy coaches multiple youth sports programs, including hockey, basketball, baseball, lacrosse and soccer. In addition to his community involvement, Andy enjoys golf, basketball, fishing, travel and spending time with family in Cape Cod.

Cynthia A. Mulcahy

Senior Registered Client Associate


Cyndi has been in the financial services industry since 1985. She attended Bryant University in Smithfield, RI. She joined the team in September of 2008 to focus on professional wealth management communications and client services. She lives in Shrewsbury, MA with her husband and two children.

Stephanie Germani

Senior Registered Client Associate


Stephanie has been in the financial services industry since 2006. She graduated from the University of New Hampshire with a Bachelor of Science degree in Finance. She joined our team in June 2009 and provides exceptional client service. Stephanie assists with the administrative and operational needs of our clients with a commitment to detail and excellence. She lives in Wellesley with her husband and two children.

Client Strategies Team

The Client Strategies Team is a resource to help support you in your wealth planning goals, developing a strong understanding of your personal financial objectives, gathering valuable information and addressing complex financial and wealth strategies issues. Explore the bios below to learn more about the team.


Wealth Strategist


Wealth Planning Consultant


Trust Consultant


Wealth Management Consultant


Insurance Consultant

City National Bank banking advisor

City National Bank banking advisors serve as a resource to RBC Wealth Management financial advisors. Together, we gather valuable information and develop a stronger understanding of your financial objectives to support a comprehensive wealth strategy. 

CNB MEMBER FDIC Equal Housing Lender, NMLSR #536994


Vice President – Senior Banking Advisor